Raychelle Heath

1 month ago | bankrate.com | Raychelle Heath |Courtney Mihocik

You can get approved for a credit card even if you’re unemployed, although you need to list at least one eligible source of regular income on your application. This income doesn’t need to be money from a job, and can instead include your spouse’s income, unemployment benefits, alimony, child support payments and more.

1 month ago | bankrate.com | Seychelle Thomas |Brooklyn Lowery |Raychelle Heath

Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax audits. Securely store and dispose of credit card statements to protect personal information from identity theft. Online statements offer easier access and organization compared to physical statements.

2 months ago | bankrate.com | Raychelle Heath |Greg Johnson

Owning multiple credit cards can help you earn rewards on a variety of spending categories and be good for your credit utilization ratio. The key, though, is to apply strategically and wait a few months in between applications. Before you decide to stock up your wallet, ensure you’re in a financial situation stable enough to keep on top of your payments and any annual fees. There are so many ways to get a new credit card these days.

2 months ago | bankrate.com | Raychelle Heath |Steven Dashiell |Steve Dashiell

Credit card skimmers are devices thieves install onto credit card readers that can read and steal your credit card data. You can physically and visually detect the presence of a credit card skimmer if you know what to look for. Certain mobile apps can also help you detect them.

Nov 26, 2024 | msn.com | Raychelle Heath

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