Articles

  • 2 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

    When I finally joined the 800 credit score club in 2020, I felt proud. As a first gen Latina, who grew up in a household where money wasn’t discussed — but where having your credit card declined was clearly “no bueno” — reaching a score of 813 felt like a big deal. Despite not growing up with financial literacy, I made it. I was “good with money.”That’s why, as a money and self-care coach, admitting that I intentionally dropped my credit score into the 700s feels a little nerve-wracking.

  • 4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

    Managing debt can be challenging — especially for mothers, who are often tracking far more than just numbers on a spreadsheet. Every mom’s financial journey is shaped by her family structure, caregiving responsibilities, health, income goals and emotional bandwidth. Financial decisions are strategic responses to the demands of each mother’s life. A payment plan that makes sense for one mom might feel impossible for another.

  • 4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

    On March 26, 2025, President Trump announced a new 25 percent tariff on imported cars and car parts, which took effect on May 3, 2025. Just a month after the original announcement, a follow-up executive order introduced adjustments that offer potential discounts to companies manufacturing vehicles within the U.S. The intent is clear: make foreign cars more expensive to encourage domestic car production.

  • 1 month ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

    What is an Expert Contributor? At Bankrate, we believe in providing our audience with trustworthy and actionable personal finance coverage. Our exclusive Expert Contributor Program includes industry experts who directly share their knowledge and perspectives, empowering you to make informed financial decisions.

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