Rita-Soledad Fernández Paulino

2 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

When I finally joined the 800 credit score club in 2020, I felt proud. As a first gen Latina, who grew up in a household where money wasn’t discussed — but where having your credit card declined was clearly “no bueno” — reaching a score of 813 felt like a big deal. Despite not growing up with financial literacy, I made it. I was “good with money.”That’s why, as a money and self-care coach, admitting that I intentionally dropped my credit score into the 700s feels a little nerve-wracking.

4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

Managing debt can be challenging — especially for mothers, who are often tracking far more than just numbers on a spreadsheet. Every mom’s financial journey is shaped by her family structure, caregiving responsibilities, health, income goals and emotional bandwidth. Financial decisions are strategic responses to the demands of each mother’s life. A payment plan that makes sense for one mom might feel impossible for another.

4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

On March 26, 2025, President Trump announced a new 25 percent tariff on imported cars and car parts, which took effect on May 3, 2025. Just a month after the original announcement, a follow-up executive order introduced adjustments that offer potential discounts to companies manufacturing vehicles within the U.S. The intent is clear: make foreign cars more expensive to encourage domestic car production.

1 month ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

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