Rhys Subitch

3 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

Each May, Mental Health Awareness Month invites us to reflect on the invisible burdens we carry and to speak openly about what it takes to feel well. And while May has recently come to a close, this topic is still on my mind, as I’m sure it’s on many of yours. When it comes to prioritization and paying off debt, the conversation often centers around numbers, but capacity can be just as real of a challenge.

1 month ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

When I finally joined the 800 credit score club in 2020, I felt proud. As a first gen Latina, who grew up in a household where money wasn’t discussed — but where having your credit card declined was clearly “no bueno” — reaching a score of 813 felt like a big deal. Despite not growing up with financial literacy, I made it. I was “good with money.”That’s why, as a money and self-care coach, admitting that I intentionally dropped my credit score into the 700s feels a little nerve-wracking.

1 month ago | bankrate.com | Rhys Subitch

It started out as a presidential campaign promise and, during the Trump Administration’s first 100 days in office, it became a way to appease anyone and everyone concerned about tariffs’ impact on affordability. Now, there are multiple bills in Congress pushing for it, too. The question is: Would a tax deduction on auto loan interest paid toward an American-made car make any real difference to the average American car-buyer? Sen. Bernie Moreno (R-OH) and Rep.

1 month ago | bankrate.com | Rhys Subitch

Dr. Ryan Bly never imagined making student loan payments for twice the amount of his mortgage. Still, making those extra payments toward his medical school debt somehow made all the sense in the world. “I didn’t want this looming behemoth of a loan to be the only thing that was driving my life,” says Bly, a Wisconsin-based general and trauma surgeon. That mindset — plus leveraging student loan refinancing three times — helped Bly and his family dispatch about $450,000 in federal loans.

1 month ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

Managing debt can be challenging — especially for mothers, who are often tracking far more than just numbers on a spreadsheet. Every mom’s financial journey is shaped by her family structure, caregiving responsibilities, health, income goals and emotional bandwidth. Financial decisions are strategic responses to the demands of each mother’s life. A payment plan that makes sense for one mom might feel impossible for another.