Rhys Subitch

2 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

When I finally joined the 800 credit score club in 2020, I felt proud. As a first gen Latina, who grew up in a household where money wasn’t discussed — but where having your credit card declined was clearly “no bueno” — reaching a score of 813 felt like a big deal. Despite not growing up with financial literacy, I made it. I was “good with money.”That’s why, as a money and self-care coach, admitting that I intentionally dropped my credit score into the 700s feels a little nerve-wracking.

2 weeks ago | bankrate.com | Rhys Subitch

It started out as a presidential campaign promise and, during the Trump Administration’s first 100 days in office, it became a way to appease anyone and everyone concerned about tariffs’ impact on affordability. Now, there are multiple bills in Congress pushing for it, too. The question is: Would a tax deduction on auto loan interest paid toward an American-made car make any real difference to the average American car-buyer? Sen. Bernie Moreno (R-OH) and Rep.

2 weeks ago | bankrate.com | Rhys Subitch

Dr. Ryan Bly never imagined making student loan payments for twice the amount of his mortgage. Still, making those extra payments toward his medical school debt somehow made all the sense in the world. “I didn’t want this looming behemoth of a loan to be the only thing that was driving my life,” says Bly, a Wisconsin-based general and trauma surgeon. That mindset — plus leveraging student loan refinancing three times — helped Bly and his family dispatch about $450,000 in federal loans.

4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

Managing debt can be challenging — especially for mothers, who are often tracking far more than just numbers on a spreadsheet. Every mom’s financial journey is shaped by her family structure, caregiving responsibilities, health, income goals and emotional bandwidth. Financial decisions are strategic responses to the demands of each mother’s life. A payment plan that makes sense for one mom might feel impossible for another.

4 weeks ago | bankrate.com | Rita-Soledad Fernández Paulino |Rhys Subitch

On March 26, 2025, President Trump announced a new 25 percent tariff on imported cars and car parts, which took effect on May 3, 2025. Just a month after the original announcement, a follow-up executive order introduced adjustments that offer potential discounts to companies manufacturing vehicles within the U.S. The intent is clear: make foreign cars more expensive to encourage domestic car production.