Articles
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1 week ago |
propertysoup.co.uk | Robyn Hall
Estate and letting agents across the UK are facing a major regulatory shift following the immediate withdrawal of all existing Material Information guidance. The move, effective as of yesterday (8 May 2025), comes as the new Digital Markets, Competition and Consumers Act (DMCC Act) replaces the legislative foundation on which the guidance was based.
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1 week ago |
propertysoup.co.uk | Robyn Hall |Kevin Rose
As long-standing professionals in the UK property sector, we’ve seen my fair share of regulatory change. But few shifts have landed with the same suddenness – and potential for disruption – as the withdrawal of the Material Information guidance this week. Effective immediately, all previously issued guidance to help agents meet their legal obligations under the Consumer Protection from Unfair Trading Regulations 2008 has been removed.
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1 week ago |
propertysoup.co.uk | Robyn Hall
The Bank of England’s decision to cut the Bank Rate by 25 basis points to 4.25% marks the first step in a delicate policy recalibration, as the Monetary Policy Committee (MPC) begins to unwind its historically tight stance. But the narrow 5 – 4 vote split – and the arguments behind it – highlight just how uncertain the path ahead remains. At face value, the economic backdrop appears to justify a modest cut. Headline inflation eased to 2.6% in March, edging closer to the Bank’s 2% target.
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2 weeks ago |
mortgagesoup.co.uk | Robyn Hall
Mortgage brokers are being urged to step up their client engagement strategies as a major wave of fixed-rate 5-year mortgage deals come to an end. London-based broker AS Financial reckons mortgage borrowers could be hit hard if steps aren’t taken to ensure clients continue to get the best outcome.
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2 weeks ago |
mortgagesoup.co.uk | Robyn Hall |Kevin Rose
One of the biggest focal points for brokers this year is the sheer volume of mortgage roll-offs with June seeing up to £40 billion in expirations – the largest monthly total of 2024. The next major peaks will follow in November and December, marking the anniversaries of the UK’s second lockdown in 2020. The rate shock facing these borrowers will be significant and lenders’ recent rate reductions appear to be a strategic move to retain existing customers while attracting new ones.
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Bank of Mum and Dad deepens divide in first-time buyer market https://t.co/6FtjjBrj3E via @mortgagesoups
Property market stutters in April as sales and buyer demand fall https://t.co/vLWE2SdWYC via @propertysoups
TwentyCi data: South East is most challenging region to sell while Scotland is the easiest https://t.co/sMhL0RD1L8 via @propertysoups