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1 week ago | 
advisorstream.com | David Rae |Ron Phillips
David Rae, Contributor May 1, 2025 Your 40s are all about maximizing your earnings, minimizing taxes and setting yourself up for financial independence. Here are nine fabulous moves to make now. Suppose you’re in your forties, earning over $250,000 a year and dreaming of an early retirement, congratulations. In that case, you’re in a prime position to make strategic moves to supercharge your wealth and minimize your tax burden.
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2 weeks ago | 
advisorstream.com | Tim Maurer |Ron Phillips
Tim Maurer, Contributor April 28, 2025 Sahil Bloom recently shared a jarring stat: “By the time your child turns 18, you've spent ~95% of the time you will ever spend with them in your lifetime,” based on research from the American Time Use Survey done by Our World in Data.
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3 weeks ago | 
advisorstream.com | Elizabeth Guevara |Ron Phillips
By Elizabeth Guevara April 23, 2025 Student loan experts say delinquent borrowers should take action now to avoid defaulting and potentially having their wages garnished. Borrowers can move into a lower payment option, such as income-driven repayment plans. Borrowers can set up autopay and receive a reduction in their interest rate to ensure they do not miss a monthly payment.
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1 month ago | 
advisorstream.com | Nidhi Subbaraman |Ron Phillips
By Nidhi Subbaraman April 3, 2025 What’s your first memory? Typically, the earliest adult memories of childhood start at about age 4. But scientists have wondered why not sooner. Is it because babies’ brains are too immature to form memories? Or do babies make memories, only to forget them as they age? The first study to observe memory activity in the brains of babies while they are awake now has some answers.
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1 month ago | 
advisorstream.com | Amy Dockser Marcus |Ron Phillips
By Amy Dockser Marcus March 20, 2025 Ben Meyers heard about a Japanese woman believed to be the world’s oldest barber at 106. So he sent a colleague to her salon outside of Tokyo for a haircut. He wanted to know if Shitsui Hakoishi’s story checked out. People who live beyond 100 are getting more attention than ever, with billionaires and entrepreneurs plowing money into longevity companies and scientists looking for treatments to slow aging.
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1 month ago | 
advisorstream.com | Steve Garmhausen |Ron Phillips
By Steve Garmhausen March 20, 2025 The financial precariousness of the Social Security system is no secret, but recent actions by the Trump administration and Elon Musk’s DOGE have given many Americans new reasons to worry. Planned changes include layoffs of more than 10% of the Social Security Administration’s workforce, the closure of dozens of field offices throughout the country, and aggressive clawbacks of overpayments.
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1 month ago | 
advisorstream.com | Nidhi Subbaraman |Ron Phillips
By Nidhi Subbaraman March 18, 2025 Any doctor—or parent—will warn you that scratching an itch will only make it worse. But it turns out it has a surprise benefit. The act initially turbocharges the skin’s ability to fight off bacteria in the itchy zone, according to scientists who described their finding in the journal Science. The team was investigating a familiar paradox: Scratching can aggravate an itchy bite, which then takes longer to heal.
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1 month ago | 
advisorstream.com | Sho Dewan |Ron Phillips
Sho Dewan, Contributor March 17, 2025 We’re only three months into 2025, and yet the job market is already throwing everyone for a spin. Even with layoffs happening left, right, and center, it’s still shocking to hear how much job cuts have gone up since January—a staggering 245% ! If you’re reading this as one of the thousands of professionals caught up in the latest wave of layoffs sweeping the U.S., my heart goes out to you. Losing a job is never easy.
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2 months ago | 
advisorstream.com | Margie Warrell |Ron Phillips
Margie Warrell, Ph.D, Contributor March 12, 2025 The world feels unpredictable, but uncertainty isn’t new—how we respond matters. Five strategies to regain control, make better decisions and find opportunity in disruption. A few days ago, I spoke with a senior executive grappling with uncertainty. After nearly two decades of steady career progression, he suddenly found himself in limbo.
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2 months ago | 
advisorstream.com | Brent Gleeson |Ron Phillips
Brent Gleeson, Contributor March 12, 2025 Leaders must instead embrace a structured, empirical approach to problem-solving—one rooted in objectivity and continuous learning. Today’s leaders face multifaceted challenges that demand precision, logic, and adaptability.
