Shayan Ghosh

Mumbai

Writer at Mint

Writer at @livemint, ex- @FinancialXpress. Tweets/ views are personal.

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Articles

HT Syndication: RBI says jumbo rate cut a signal to bolster growth

1 week ago | htsyndication.com | Shayan Ghosh

Mumbai, June 21 -- Members of the Reserve Bank of India's Monetary Policy Committee decided in favour of an unexpected 50-basis point (bps) rate cut at their meeting earlier in June to prop up economic growth, especially with inflation appearing to be under control, minutes of the discussions released by the central bank showed on Friday.
HT Syndication: Falling rates land banks in a Catch-22 situation

1 week ago | htsyndication.com | Shayan Ghosh |Anshika Kayastha

Posted On: 2025-06-20 Posted By: Shayan Ghosh, Anshika Kayastha Business & Finance Health & Lifestyle Cities MINT New Delhi, June 20 -- Lenders will have to fight harder for deposits as savings rates plunge to a 25-year low and term deposit rates see sharp cuts, raising the spectre of a liquidity squeeze if and when credit demand picks up.
Falling rates land banks in a Catch-22 situation

1 week ago | livemint.com | Shayan Ghosh |Anshika Kayastha

Lenders will have to fight harder for deposits as savings rates plunge to a 25-year low and term deposit rates see sharp cuts, raising the spectre of a liquidity squeeze if and when credit demand picks up. Even as a 100 basis point reduction in the repo rate has forced lenders to reduce deposit rates, banks hope that savers would continue to park idle funds with them given the broader economic uncertainties.
Falling rates land banks in a Catch-22 situation

1 week ago | flipboard.com | Shayan Ghosh |Anshika Kayastha

7 hours agoIndian national on student visa sentenced in Texas on money laundering chargesAUSTIN (KXAN) — On Wednesday, the U.S. Department of Justice said an Indian national living in the U.S. on a student visa was sentenced on a charge …11 hours agoFor the third time, India pushes back against Trump’s dubious boastsAfter Trump bragged about his successes with India, officials in New Dehli quickly disputed his claims. Then it happened again.
Vinay Razdan resigns as HDFC Bank's HR head | Mint

1 week ago | flipboard.com | Shayan Ghosh

US President called Prime Minister Modi a 'fantastic man' and said that the US is now ready to make a trade deal with India. US President Donald Trump …
Vinay Razdan resigns as HDFC Bank's HR head

1 week ago | livemint.com | Shayan Ghosh

Vinay Razdan had been the CHRO of HDFC Bank for about seven years. HDFC Bank Ltd's human resources head Vinay Razdan has quit after a nearly seven-year stint at India’s largest private sector lender. This comes two months after Mint reported that Razdan, chief human resource officer, was leaving. In April, a spokesperson for HDFC Bank said that the bank does not “comment on speculation” and requested “the publication to avoid speculative commentary".
HT Syndication: Oil is warming up, but India's inflation may escape the heat

1 week ago | htsyndication.com | Shayan Ghosh |Rituraj Baruah

Posted On: 2025-06-17 Posted By: Shayan Ghosh, Rituraj Baruah Business & Finance Politics Cities MINT New Delhi, June 17 -- Escalating conflict between Iran and Israel and a consequent increase in crude price are unlikely to impact India's inflation print, economists said, with state-run refiners expected to absorb the price hike instead of passing it on to consumers.
Oil is warming up, but India's inflation may escape the heat

1 week ago | livemint.com | Shayan Ghosh |Rituraj Baruah

News Summary Crude oil prices may pick up as a consequence of the Iran-Israel conflict. However, state-run companies such as HPCL, BPCL and IOC are expected to absorb the hike, shielding consumers from higher petrol and diesel prices. Consequently, inflation may not pick up either. This is a Mint Premium article gifted to you. Subscribe to enjoy similar stories.
HT Syndication: Calm down, corporate loans may take time to get cheaper

2 weeks ago | htsyndication.com | Shayan Ghosh |Ram Sahgal

Mumbai, June 12 -- Companies anticipating cheaper loans following the recent cut in the repo rate and cash reserve ratio may have to wait and see how the Reserve Bank of India's forward book plays out, with experts pointing out that the upcoming maturity of contracts may drain liquidity. This may restrain banks from aggressively cutting deposit rates and passing on the benefit of lower lending costs to companies.
Calm down, corporate loans may take time to get cheaper

2 weeks ago | livemint.com | Shayan Ghosh |Ram Sahgal

This may restrain banks from aggressively cutting deposit rates and passing on the benefit of lower lending costs to companies. While loans to individuals and small businesses may turn cheaper immediately, advances to companies may take longer since they are pegged to the marginal cost of funds-based lending rate, an internal benchmark that moves in tandem with deposit rates.