Stephen Kates

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Articles

Where Are Annuity and Other Interest Rates Now?

Oct 23, 2024 | annuity.org | Stephen Kates |Michael Santiago

Annuity.org has provided reliable, accurate financial information to consumers since 2013. We adhere to ethical journalism practices, including presenting honest, unbiased information that follows Associated Press style guidelines and reporting facts from reliable, attributed sources. Our objective is to deliver the most comprehensive explanation of annuities and financial literacy topics using plain, straightforward language.
It's Time to Make a Plan for Your Cash

Oct 8, 2024 | msn.com | Stephen Kates

Microsoft Cares About Your PrivacyMicrosoft and our third-party vendors use cookies to store and access information such as unique IDs to deliver, maintain and improve our services and ads. If you agree, MSN and Microsoft Bing will personalise the content and ads that you see. You can select ‘I Accept’ to consent to these uses or click on ‘Manage preferences’ to review your options and exercise your right to object to Legitimate Interest where used.
It's Time to Make a Plan for Your Cash

Oct 8, 2024 | kiplinger.com | Stephen Kates

In his Jackson Hole speech in August, Federal Reserve Chair Jerome Powell gave his clearest direction yet on where he expected the central bank to take interest rates. Powell suggested that “the time has come for policy to adjust,” although he also remained steadfast that “the timing and pace of rate cuts will depend on incoming data, the evolving outlook, and the balance of risks.”Now we know exactly how the Fed feels about the balance of risks in the economy.
It's Time to Make a Plan for Your Cash

Oct 8, 2024 | flipboard.com | Stephen Kates

World News9 hours agoIsrael's wars mean 'massive' returns for US arms company investorsResponsible Statecraft - Eli Clifton • 9hIt’s hard to see the past year in the Middle East as anything other than an unmitigated disaster. Over 41,000 Palestinians have been killed in Gaza by …Kamala Harris2 days agoIgnore social media.
How to Sell a Structured Settlement

Sep 18, 2024 | marketwatch.com | Laurie Sepulveda |Jared Macarin |Jennifer Schell |Stephen Kates

In a recent survey conducted by the MarketWatch Guides team, more than 77% of the 1,000 respondents said they sold their structured settlement for a lump sum. It’s not an easy or quick process, but it’s possible. Our guide will walk you through the process of selling a structured settlement, the factors to consider and the potential impact on your finances. What Is a Structured Settlement? What Is an Annuity?
When Writing Next, Try Saying Less

Sep 18, 2024 | advisorpedia.com | Stephen Kates

This piece is adapted for financial advisors from the lessons found within Writing for Busy Readers. These lessons are key for any profession that seeks to educate, inform, and influence through written or spoken words, but will be most applicable for the financial advisor community. Check out the book here. No matter what you are writing or communicating, it is imperative to be aware of the flood of information clients are receiving. An advisor's job is to cut through the noise.
Nudging Clients Out of Their Cash Comfort Zone

Sep 16, 2024 | advisorpedia.com | Stephen Kates

Delays, false starts, and setbacks have kept the much-awaited interest rate cutting cycle from coming to fruition until now. All signs point to the September 18th FOMC meeting as the first of many rate cuts to come.
What Is the Sahm Rule, and What Does It Mean?

Aug 30, 2024 | kiplinger.com | Stephen Kates

During the past few months, the “Sahm rule” has become a ubiquitous part of the conversation surrounding issues such as the economy, unemployment and the Federal Reserve interest rate policy. The Sahm rule was created in 2019 by economist Claudia Sahm, who sought to build a recession indicator that would not be dependent on the whims of committees or politics. Instead, her rule would be rooted in one of the foundational elements that all recessions share: rising unemployment. As of Aug.
Dilution of humoral immunity: Results from a natural history study of healthy total knee arthroplasty patients

Jul 25, 2024 | onlinelibrary.wiley.com | Stephen Kates |John Owen |Christopher Beck |Gowrishankar Muthukrishnan

1 INTRODUCTION Total knee arthroplasty (TKA) is one of the most frequently performed surgeries annually in the United States, with mostly successful outcomes, including improved knee function and reduced pain.
Preparing for Financial Health in Your Golden Years

Dec 11, 2023 | annuity.org | Stephen Kates |Beth DeCarlo |Michael Santiago

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