Steve Cocheo
Senior Executive Editor at The Financial Brand
Financial Services Journalist and Executive Editor at The Financial Brand
Articles
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3 weeks ago |
creditandcollectionnews.com | Steve Cocheo
Credit unions have been recording strong numbers in member satisfaction ratings. But there’s a sobering shadow looming: Nearly a third of members under 40 could be leaving their credit union in the next 12 months. The reason? Fees. For years, credit unions have pondered the graying of their membership. Now new research from J.D. Power suggests that they could lose whatever ground they’ve gained among Millennials and Gen Z.
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Dec 11, 2024 |
thefinancialbrand.com | Steve Cocheo
"New normal" has become a post-Covid cliché, but now that stimulus and debt relief have been wrung out of the system, a clearer picture of card credit is coming into focus. The good news: TransUnion says the rate of growth of card debt will slow next year. On top of that, serious card delinquencies will stabilize.
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Dec 9, 2024 |
thefinancialbrand.com | Steve Cocheo
President Trump and the Consumer Financial Protection Bureau have a complicated history. The bureau's recent move to supervise and examine the largest big tech and fintech payments services may irritate the innovation-friendly administration, but it may also see some appeal to more oversight of digital players.
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Dec 5, 2024 |
thefinancialbrand.com | Steve Cocheo
The idea of a limited federal charter specifically for nonbank payments companies appealed to top national bank regulators in both the first Trump and Biden administrations. But state banking regulators, who control licensing for money services businesses, even digital wallets, bridle at the suggestion they don't have the situation in hand already.
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Nov 26, 2024 |
thefinancialbrand.com | Steve Cocheo
Republicans will be painting the nation's capital red for at least the next two years. But, as one observer says, Democrats and Republicans don't stay in their traditional boxes anymore, and while the new Trump administration will be pro-business, it might not always be pro-banking. Key areas to watch will include BaaS, chartering, enforcement, and crypto.
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It was my privilege to engage with Hon'ble Prime Minister Shri Narendra Modi Ji of India — a nation projected to ascend as the world's third-largest economy by 2027. His address at The Times Group Global Business Summit 2024 was a testament to India's burgeoning economic https://t.co/yfVVLq2CEe