Steve Haley

Mumbai

Contributor at Finextra

Director of Market Development and Partnerships at Mojaloop Foundation

Focused on inclusive interoperability

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Articles

The Evolution of National Payment Systems and the Rise of Digital Sovereignty

1 month ago | brnw.ch | Steve Haley

Countries are increasingly modernizing their national payment systems to include the 1.4 billion underserved individuals within the digital economy, particularly those who rely on mobile phones and have limited access to traditional bank branches.
Bridging the Gap Between Closed-Loop and Open-Loop Payments Systems

2 months ago | brnw.ch | Steve Haley

Payments ecosystems are often categorized as either closed-loop or open-loop systems, each with distinct advantages and limitations. Closed-loop systems, such as single-provider mobile wallets like M-Pesa, Venmo or PayPal, operate within a restricted network, limiting transactions to specific merchants or users who have the same provider. These systems often have a great user experience for specific use cases and speed to market new tools and efficient processing.
Steve Haley: Snow days turned into night games, lasting memories

Feb 4, 2025 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

My beloved bride and her sister have spent the past six months renovating our home, making improvements to every surface. After their hard work, I was reorganizing my home office and stumbled upon an old, worn-out Monopoly box with “Steve’s” written on the top in a child’s handwriting. This discovery brought back memories from a chilly January in 1977. Guthrie was covered in ice, causing tree limbs to crack and fall under the weight. The storm resulted in broken power lines and widespread outages.
UN DPI Safeguards Framework – Mojaloop Alignment

Jan 22, 2025 | mojaloop.io | Steve Haley

In September 2024, the United Nation’s DPI Safeguards Initiative released its Universal DPI Safeguards Framework version 1.0. This framework was the result of a multi-stakeholder process that collected lessons learned from existing implementations and sought to “ensure DPI implementations mitigate risks at both the individual and societal level, advance the UN’s Sustainable Development Goals and foster trust and equity across all countries,” according to the Safeguards Initiative website.
UN DPI Safeguards Framework – Mojaloop Alignment

Jan 22, 2025 | brnw.ch | Steve Haley

In September 2024, the United Nation’s DPI Safeguards Initiative released its Universal DPI Safeguards Framework version 1.0. This framework was the result of a multi-stakeholder process that collected lessons learned from existing implementations and sought to “ensure DPI implementations mitigate risks at both the individual and societal level, advance the UN’s Sustainable Development Goals and foster trust and equity across all countries,” according to the Safeguards Initiative website.
Steve Haley: I love Timothy, I love Sarah

Jun 4, 2024 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

When our children were very little, they struggled to sit in the uncomfortable car seats we had purchased. I focused on getting the best seats we could afford. I did some research to look for ones with the highest approval ratings which met the most safety regulations. I read from ALL THE LEADING sources: Better Homes and Gardens, Traditional Home, Southern Living and Sports Illustrated. I later discovered our purchase had been designed by experts in human torture from the Dark Ages.
Steve Haley: When the roll is called

May 28, 2024 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

Recently some of my former high school classmates met to catch up with each other. Yarns were told and retold. Our stories seem to have grown over the years. All that was needed for riotous laughter was for someone to say, “Do you remember (insert teacher’s name) and (insert student’s name) and then (insert the incident).” I love to tease my cherished high school friend, Mary Beth Sadler Shumate about an event our freshman year in English class.
Steve Haley: Shout the hymns of heaven

May 7, 2024 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

Sing to Him, sing praises to Him; tell of all His wondrous works! Psalm 105:2In the 1960s and 70s, Jake Hess was the host of Nashville Channel 5’s gospel music program, Old Time Singing Convention. This program had a simple format. Hess played studio-produced videotapes of various professional and semi-pro Southern gospel groups. During the show, he announced area singing events and other happenings in the gospel industry.
Steve Haley: A view from the plank

Feb 27, 2024 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

By Terry McCormick | on February 27, 2024 STEVE HALEYWhile visiting one of the unisex barber shops in our fair town, I watched the stylist struggle to reach the head of the young occupant in her chair. I immediately thought that she needed a “barber’s plank”. My mind instantly raced back to the mid-to-late 1960s and my place in the barber’s chair in Guthrie, Ky.Mr. Warren Pritchett was the only game in town when it came to barber shops in Guthrie.
Steve Haley: Recalling the days of giving and receiving classroom Valentines

Feb 13, 2024 | mainstreetmediatn.com | Terry Mccormick |Steve Haley

As Alfred Lord Tennyson wrote, “In spring, a young man’s fancy lightly turns to thoughts of love.” Valentine’s Day was always an exciting time for the Eagles of Guthrie Elementary as we looked forward to our class party. Exchanging Valentine’s Day cards with our friends was an annual event. A top priority was creating a unique desktop mailbox. Those who had just received shoes for Christmas found the empty boxes to be a perfect card receptacle.