Finextra

Finextra stands out as a top independent newswire and information hub for the global financial technology sector. It provides coverage on all major technology developments in wholesale and retail banking, capital markets, and insurance. In addition, Finextra offers a variety of research articles, features, white papers, and case studies to its audience.

International, Trade/B2B

English

Online/Digital

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Global

#206439

United Kingdom

#30689

Finance/Finance

#474

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Articles

From Cash to Clicks: The Digital Transformation of Payments in South Africa

1 week ago | finextra.com | Jamel Derdour

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing demand for cashless transactions.
How Scammers Use the 3N Model to Deceive Users

2 weeks ago | finextra.com | Perry Carpenter

Let’s face it, we live in a world where technology reigns. And, in this world, senior leaders face increasingly sophisticated scams targeting both their personal and organisational assets. Understanding the mindset of the “bad players” behind these deceptions is your first line of defense. Cybercriminals don’t only target your technology. They know that your weakest line of defense is human nature. With this knowledge, they focus on exploiting certain vulnerabilities that we, as humans, have.
Americans lost $3bn to impersonation scams in 2024

2 weeks ago | finextra.com

Scams impersonating businesses and government officials cost Americans $2.95 billion last year, according to the Federal Trade Commission.
New Battle Field: Win Banking Race on the Client's Smartphone: By Alex Kreger

3 weeks ago | finextra.com | Alex Kreger

Let’s cut to the chase. Financial institutions have spent decades obsessing over branches, brand identity, and service fees, believing those were the competitive battlefields. But in 2025, that war is being waged on a device that fits in your back pocket—the touchscreen smartphone. If a mobile banking app feels generic, devoid of real innovation, or lacks actual value to the user, then buckle up: a digital challenger is just around the corner, ready to replace it.
Can open banking stand alone as the UK’s payment infrastructure?

3 weeks ago | finextra.com

The weaponisation of payment infrastructure by governments is not a theoretical risk; it’s a reality...
Deep Dive: Visa’s Product Ecosystem and Strategy

3 weeks ago | finextra.com | Sam Boboev

TL;DR:Hi there, and welcome to this edition of Fintech Wrap Up! Let’s dive into some exciting updates from the payments world. This week, the spotlight is on Visa, one of the leading names in digital payments. Since its inception in 1958, Visa has been a pioneer in facilitating seamless transactions globally.
Your App's UX Is Not a Design Problem—It’s a Business Problem: By Alex Kreger

3 weeks ago | finextra.com | Alex Kreger

Digital banking has rapidly ascended to the forefront of customer engagement. Yet, despite millions invested in digital app interfaces and innovative functionality, many banks continue to underestimate one vital truth: poor User Experience (UX) isn’t merely a design problem—it’s a hard-hitting business problem.
Deep Dive: Visa Direct

3 weeks ago | finextra.com | Sam Boboev

TL;DR: In this Deep Dive edition of Fintech Wrap Up, I take a closer look at Visa Direct, a versatile push payment solution that leverages Visa’s global payment network. We dive into how it enables real-time transactions across multiple use cases, from person-to-person money transfers to business payouts. I break down the core components like the Funds Transfer API, Mobile Push Payment API, and the innovative Watch List Screening API.
App's UX in Digital Banking Is Not a Design Problem—It’s a Business Problem: By Alex Kreger

4 weeks ago | finextra.com | Alex Kreger

Digital banking has rapidly ascended to the forefront of customer engagement. Yet, despite millions invested in digital app interfaces and innovative functionality, many banks continue to underestimate one vital truth: poor User Experience (UX) isn’t merely a design problem—it’s a hard-hitting business problem.
AI trends in financial services

4 weeks ago | finextra.com | Adam Lieberman

In this first quarter of 2025, AI advancements are continuing apace. In the realm of financial services, use cases must adhere to restrictions and regulations around data usage, but there are a number of areas that are gaining significant traction and will continue to mature over the next year. Here are six trends that I see gaining traction and delivering value.