Tiffani Montez

2 months ago | emarketer.com | Tiffani Montez

Adoption will spike by 82.1% from 2024 to 2026—but from a very low base. This translates to only 2.6% of the population using cryptocurrency payments in 2026, affirming its status as a nascent-stage payment option. Still, crypto is moving beyond investment as more owners see it as a way to pay. By 2026, nearly 1 in 5 crypto owners will use it for payments, up from just 14.2% in 2024, signaling a shift toward real-world adoption.

Jan 3, 2025 | emarketer.com | Tiffani Montez

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Jan 29, 2024 | insiderintelligence.com | Tiffani Montez

Generative AI will generate more financial value for banks than any other technology introduced in the last decade. Per a September 2023 McKinsey & Company research, it could hit $200 billion to $340 billion annually through greater productivity. But banks are struggling to take advantage. Compliance hurdles abound following US President Joe Biden’s executive order emphasizing safety, privacy, and equitable use of genAI.

Jan 10, 2024 | insiderintelligence.com | Tiffani Montez

Generative AI could generate between $200 billion and $340 billion (9% to 15% of banks’ operating profits) in value annually through greater productivity, per a 2023 McKinsey & Company report. But its potentially disruptive force won’t take hold in 2024. Regulatory and privacy hurdles will stall genAI’s growth, forcing banks to redirect their efforts toward less ambitious goals. Regulation will take the wind out of the adoption sails.

Dec 12, 2023 | insiderintelligence.com | Tiffani Montez

Risky BaaS partnerships will test the trust between FIs and fintechsBanks get real about the disruptive challenges of genAIA wave of social media players will push the boundary of banking with bold new venturesPaze will put banks back in the digital wallet game