Tim Lucas

Cincinnati

Owner and Publisher at videowatchdog.com

Video Watchdog editor, award-winning author, critic and blogger. Novels include THROAT SPROCKETS and THE BOOK OF RENFIELD: A GOSPEL OF DRACULA.

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Articles

12 Best Moving Companies of 2024

1 week ago | money.com | Tim Lucas

Selecting a moving company is no easy task. The best mover will depend on your needs, budget, and timing. We analyzed some of the top names in the industry, factoring in availability, services, cost, and customer reviews to find the best moving companies for any situation.
Blu-ray News and Reviews

1 month ago | bluray.highdefdigest.com | Tim Lucas |D. LaFontaine |Matthew Hartman

Home > Blu-Ray > Mabuse Lives! Dr. Mabuse at CCC: 1960-1964 Overview - Blu-ray Review By: Tony NashEureka! Entertainment’s Masters of Cinema line presents the US and UK premiere of the Dr. Mabuse 6 film series produced by Germany’s CCC Film between 1960 and 1964.
When To Refinance Your Mortgage

2 months ago | mortgageresearch.com | Nathan Golden |Tim Lucas

The Bottom Line The best refinances save thousands, but a new loan can accomplish other goals like turning equity into cash, removing a co-borrower, and more. Is now a good time to refinance? A few years ago, with mortgage rates at historic lows, the answer for millions of Americans was yes. But that was then. Rates have since returned to market norms, and it’s hard to predict where they’ll go next.
How Soon Can You Refinance a Mortgage?

Mar 4, 2025 | mortgageresearch.com | Nathan Golden |Tim Lucas

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its terms. Homeowners who want to refinance a new mortgage might first have to wait six months, a year, or longer. Other homeowners can refinance right away. Whether, and how long, you’ll wait depends on why you’re waiting and who is requiring the wait. Some loan programs will require the wait.
What Is a Second Mortgage?

Feb 11, 2025 | mortgageresearch.com | Craig Berry |Tim Lucas

A second mortgage allows homeowners to borrow against the equity in their home, providing access to funds for expenses like home improvements or debt consolidation. Understanding the differences between home equity loans and HELOCs, along with their benefits, risks, and alternatives, can help you decide if a second mortgage is the right financial move for you. A second mortgage is a type of loan that allows you to borrow against the equity you have built in your home.
FHA Loan Requirements in 2025

Feb 7, 2025 | mortgageresearch.com | Erik Martin |Tim Lucas

Driver’s license Social Security card W-2 and 1099 forms from the past two years Pay stubs for the last two months Tax returns for the last two years Self-employed tax returns and year-to-date profit & loss statements for the past two years (for self-employed applicants) Complete bank statements for all accounts for the past three months Recent statements for retirement and investment accounts Recent billing statements showing account numbers and minimum payments Recent utility bills and...
What Is Escrow On a Mortgage?

Jan 10, 2025 | mortgageresearch.com | Craig Berry |Tim Lucas

When buying a home, you typically have to pay property taxes and homeowners insurance along with your principal and interest payments each month. A mortgage escrow account is a tool designed to simplify this process. How Does Mortgage Escrow Work? The primary objective of an escrow account is to ensure timely payment of critical expenses, such as property taxes and insurance premiums.
What Is a Balloon Mortgage?

Nov 22, 2024 | mortgageresearch.com | Tim Lucas |Jonathan Davis

A balloon mortgage is a medium-term real estate loan that allows borrowers to make low or no monthly payments. The remaining mortgage balance is due as a lump-sum balloon payment at the end of the loan's term. Unlike typical mortgages designed with payments that extinguish the debt over time, balloon mortgages have a non-standard amortization, which may be beneficial or detrimental, depending on your borrowing needs.
FHA 203(k) Loan: Rehab Your Current Home Or Buy A Fixer-Upper

Oct 1, 2024 | refi.com | Tim Lucas

Refi.com is a property of Three Creeks Media, LLC. Neither Refi.com nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on Refi.com is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on Refi.com should not be attributed to the Dept. of Veterans Affairs , the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept.
‘Nozone – Reviews of Art, Cult, and Genre Cinema, 2003-2012’ (review) - Forces of Geek

May 8, 2024 | forcesofgeek.com | Steven Thompson |Tim Lucas

Written by Tim LucasPublished by Bear Manor MediaBy way of full disclosure, even though we’ve rarely spoken in recent years, I first met Facebook friend Tim Lucas three decades ago this year. In fact, I arranged his first autographing at my bookstore, for his disturbing horror novel Throat Sprockets. (He says it wasn’t the first but the inscription he wrote in my copy of the book that day reads, “To Steven, thanks for arranging my first signing! Go for the throat!”).