Tim Maxwell Journalist Profile

Articles

Citi Double Cash: A Great Cash Back Card For Paying Off Debt

1 month ago | bankrate.com | Madison Hoehn |William D. Danko |Liza Carrasquillo |Tim Maxwell

Citi is an advertising partner. The Citi Double Cash® Card offers a lengthy intro APR period for balance transfers, making it a good choice for those looking to pay off existing credit card debt. Cardholders can earn up to 2 percent cash back on all purchases and get additional benefits such as $0 liability protection and access to Citi Entertainment events, providing long-term rewards even after the debt is paid off.
How To Minimize the Cost of a Cash Advance

Oct 8, 2024 | bankrate.com | Tim Maxwell |William D. Danko |Reena P Thomas

A cash advance can be an option when you need money in a pinch, but it'll cost you. You will start accruing interest on your cash advance immediately. To avoid interest piling up, take out only a small amount and pay more than the minimum each month. When you’re short on funds but need money immediately, getting a cash advance from your credit card is a fast and convenient way to get the cash you need.
What is considered a bad credit score?

Jun 19, 2024 | wrdw.com | Tim Maxwell

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may charge you higher interest rates), landlords (who could deny you housing) and maybe even prospective employers (who might reject you for a job). You don't need to live with bad credit.
Capital One Venture X vs. Capital One Venture

Jun 14, 2024 | bankrate.com | Tim Maxwell |William D. Danko |Greg Johnson

The Capital One Venture X Rewards Credit Card is a premium travel credit card with a $395 annual fee. However, you can recoup the annual fee if you take advantage of card benefits — like the up to $300 in statement credits for booking travel through Capital One Travel and the 10,000 bonus miles earned each account anniversary, which carries a $100 value. If you don’t want to pay a high annual fee, the Capital One Venture Rewards Credit Card would be the better option.
Smart real estate advice for first-time homebuyers and sellers

Apr 17, 2024 | foxbusiness.com | Tim Maxwell

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. If you're a first-time homebuyer or seller, you likely have a lot of questions. Here's some real estate advice to help you navigate the process.
Reduced interest rates affect mortgage costs—here's what to know - Hastings Journal

Mar 22, 2024 | hastingsjournal.news | Tim Maxwell

Posted 3/22/24Experian explains what possible cuts in the Federal Reserve's target rate in 2024 could mean for mortgage rates. This item is available in full to subscribers.
How to Find Fixed-Rate Credit Cards

Jan 22, 2024 | bankrate.com | Tim Maxwell |William D. Danko |Greg Johnson

Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to an underlying index (like the prime rate). There are several circumstances where the interest rate of a fixed-rate card can change, including a change in your credit score or a missed payment. Low-interest variable-rate cards and credit cards that offer 0% promotional APRs can be better alternatives than fixed-rate cards in many cases.
How to Find Fixed-Rate Credit Cards

Jan 22, 2024 | bankrate.com | Tim Maxwell |William D. Danko |Sarah Gage

Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to an underlying index (like the prime rate). There are several circumstances where the interest rate of a fixed-rate card can change, including a change in your credit score or a missed payment. Low-interest variable-rate cards and credit cards that offer 0% promotional APRs can be better alternatives than fixed-rate cards in many cases.
The 8 easiest credit cards to get approved for

Nov 21, 2023 | nypost.com | Tim Maxwell

Content provided by Bankrate.com. New York Post and its content partners earn compensation from the affiliate companies that appear below. This content does not include all available financial offers, and compensation may impact how and where links appear in the content. It’s the old catch-22. A credit card can help you build credit, but if you have a low (or no) credit score, qualifying for a new card is tough. Luckily, some cards are easier to qualify for than others.
Invest while you spend: What to know about the Robinhood Cash Card

Oct 9, 2023 | nypost.com | Tim Maxwell

Content provided by Bankrate.com. New York Post and its content partners earn compensation from the affiliate companies that appear below. This content does not include all available financial offers, and compensation may impact how and where links appear in the content. Robinhood, known for its commission-free stock trading, is entering the banking arena. The recent launch of their savings account and rewards debit card has made waves in the financial industry.