Toby Walne

3 weeks ago | thisismoney.co.uk | Toby Walne

Premium Bond holders typically wait at least three-and-a-half years to win a prize – and, even then, nine in ten take home less than £1,000, figures reveal. Each £1 bond purchased from the Treasury-owned bank National Savings & Investments (NS&I) has only a 22,000-to-one chance of winning, with the average return 3.8 per cent a year. This is less than in a high-interest instant access savings account that can pay out more than 4 per cent.

1 month ago | dailymail.co.uk | Toby Walne

Meet the FIRE investors – members of the ‘Financially Independent Retire Early’ movement. They choose to live frugally so they can afford to give up work early and live freely. They don’t belong to an official community – anyone can join – but they often encourage each other on social media platforms such as TikTok and Instagram. Their plan is to retire before they get old – hopefully by the age of 45. Here, they share TEN strategies.

1 month ago | dailymail.co.uk | Toby Walne

Spin the roulette wheel for an exciting mystery reward, win huge discounts by playing a beating-the-clock game or strike it lucky and enjoy 100 pc savings. No – you’re not at the fun fair but buying rock-bottom priced items from the Chinese shopping website Temu. The online platform, which opened in Britain two years ago, uses such ‘gamification’ tricks to make people buy more than they initially intended.

1 month ago | dailymail.co.uk | Toby Walne

Shirley Goldstein fought for close to a decade against having smart meters installed in her three-bedroom bungalow in Chigwell, Essex. She received countless letters from various energy suppliers over the years asking her to switch meters, but held out because she was perfectly happy with her existing ones and wary of the new versions that would replace them.

1 month ago | thisismoney.co.uk | Toby Walne

Motorists need to be on the lookout for deer at this time of year with a 45 per cent rise in accidents involving the animals between April and May causing thousands of pounds in car damage. In late spring deer move around with new fawns seeking fresh locations to forage for food – leading to an increased number near roads. About 74,000 car accidents involving deer happen each year in Britain costing an average of £4,317, says insurer Zurich.