Torrye Zullo

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Articles

A “Flood” of Uncertainty; Massachusetts SJC Finds Policy Term Ambiguous

Jul 29, 2024 | lexology.com | Michael Levine |Torrye Zullo

The highest court in Massachusetts recently held that term “Flood” and the associated phrase “surface waters,” as used in two all-risk insurance policies, is ambiguous in the context of water that accumulated on a parapet roof and rooftop courtyard, thereby negating the insurers’ attempt to limit coverage to a sublimited coverage for “Flood.”Background In June 2020, a severe storm caused damage to Norwood Hospital, owned by Medical Properties Trust, Inc.
Insuring your online presence: Limitations on social media coverage

Jul 25, 2024 | dig-in.com | Geoffrey B. Fehling |Torrye Zullo

Enjoy complimentary access to top ideas and insights — selected by our editors. As social media continues to grow, businesses have turned to different platforms to promote their products. This advertising strategy can have unintended consequences, including copyright infringement claims, if businesses fail to take certain steps when sharing photos and videos to promote their product. For example, many multinational music companies have filed lawsuits against brands for copyright infringement.
Social Media and Insurance Coverage: The Next Emerging Trend

May 21, 2024 | lexology.com | Scott P. DeVries |Torrye Zullo

Human beings are social creatures. In today’s world, social media platforms are ever-growing and there are more users than ever before. But, at what cost? The use of social media has consequences. Policyholders should look to their CGL insurers for defense coverage, under Coverage A or Coverage B.
Bitcoin for Investment Advisers – Integrating Bitcoin into Client Portfolios

Jan 11, 2024 | natlawreview.com | Torrye Zullo |David Rosen |Lynn L. Bergeson |Carla N. Hutton

The SEC approved eleven spot Bitcoin ETFs on January 10, 2024. As a result, investment advisers may be curious about whether or how to integrate Bitcoin ETFs into client portfolios. This blog is intended to provide an update on the regulatory landscape and inform advisers how to fulfill their compliance obligations if they determine these assets should be integrated into client portfolios. Please Note: This blog is not, and does not serve as, an endorsement of Bitcoin, or any other cryptocurrency.
Invisible Particles or Not: Coverage May Exist for COVID Claims

Jan 11, 2024 | natlawreview.com | Torrye Zullo |David Rosen |Lynn L. Bergeson |Carla N. Hutton

A Washington state court in The Board of Regents of the University of Washington v. Employers Insurance Company of Wausau, No. 22-2-15472-1, recently held that the University of Washington has made a plausible claim for coverage for losses sustained as the result of the outbreak of the COVID-19 pandemic under Washington’s “loss of functionality” test.
12 Days of CRM – Day 1: Why We Should Focus on Bad Data [VIDEO]

Dec 14, 2023 | natlawreview.com | Richard Newman |Michael Levine |Torrye Zullo |Scott Adamson

On the first day of CRM, Chris Kringle Fritsch told me, why we should focus on bad data quality!Why should you care about fixing your bad data? Well, Chris Fritsch, of CLIENTSFirst Consulting, explains the benefits and rewards firms get from focusing on cleaning their data and how it helps the organization grow and professionals win more business. 66% of organizations that regularly clean their data report an increased revenue of almost 70%.
“The Lines Are Not Blurred”: Attorney Claim Handlers Are Not Protected by Attorney-Client Privilege

Dec 14, 2023 | lexblog.com | Michael Levine |Torrye Zullo

A Michigan federal court in Wolverine World Wide Inc. v. The American Insurance Co. et al., No. 1:19-cv-00010 (W.D. Mich.), recently confirmed what should go without saying – a claim handler is a claim handler, even if they may also be a lawyer. Recognizing that it’s the nature of the work that drives the analysis, the court ordered an in-house Travelers’ attorney to sit for a deposition in a PFAS coverage suit because the attorney was performing ordinary claim-handling activity.
What’s in a Name? Avoiding Insurability Pitfalls with Name Changes and Other Corporate Transactions

Nov 14, 2023 | businesslawtoday.org | Geoffrey B. Fehling |Torrye Zullo |Taylor Williams |James B. Wing

One of the most basic questions that policyholders consider when assessing insurance policies is “who (or what) is covered?” Some policies, such as commercial general liability policies, answer that question more directly using standard form sections with titles like “Who Is an Insured.” Other liability policies, like those for directors and officers (D&O) liability or errors and omissions (E&O) coverage, may be less straightforward and require a more nuanced analysis of the various policy...