Yan Barcelo

1 week ago | morningstar.ca | Yan Barcelo

The Canada learning bond is another benefit for low-income families that can provide up to a lifetime maximum of C$2,000. Contrary to the CESG, no contributions to the RESP are needed to get the CLB. A subscriber who has neglected putting money in the RESP in a given year can catch up with higher contributions the following years. The CESG stops when the beneficiary reaches 17 years of age, but subscribers can continue injecting money into the plan. Québec and British Columbia also chip in.

2 months ago | morningstar.ca | Yan Barcelo

Underlying overall money market ETF flows was cash headed into ETFs, such as the CI High Interest Savings ETF CSAV, which took in a combined C$6.7 billion in 2022 and 2023, the Global X High Interest Savings ETF CASH, which saw C$4.1 billion of inflows those two years, and Evolve High Interest Savings Account Fund HISA, which pulled in C$1.5 billion.

2 months ago | morningstar.ca | Yan Barcelo

While this is still a small portion of the market, the growth of such offerings reflects stepped-up investor interest in ETFs more broadly. Their popularity is especially growing among fund companies looking to bring ETF versions of actively managed funds with strong track records to the market. “Given the appetite for ETFs, if you have a successful mutual fund, it makes more sense to launch an ETF series,” says Lan Ahn Tran, manager research analyst at Morningstar. What Is an ETF Series?

Oct 17, 2024 | morningstar.ca | Yan Barcelo

What is Carbon Capture? The majority of carbon capture sequestration installations are related to fossil fuel plants, set to remove as much CO2 as possible at different stages of energy production from oil, gas, and methane. But other sectors can benefit from the technology: cement, steel, fertilizer, and chemical production. Carbon capture is also known as carbon capture sequestering and utilization, or CCSU.

Oct 15, 2024 | morningstar.co.uk | Yan Barcelo

For its part, the retirement "industry" encourages this mindset through through three pillars: state provision, including the state pension, workplace pensions as mandated by auto-enrolment legislation, and private savings accounts in the form of self-invested personal pensions (SIPPs) or ISAs. As a result, savers tend to focus on how they build this picture, rather than how they necessarily draw it down or reinvest for income.