Policygenius

Policygenius is a digital platform for insurance that allows individuals to explore and compare different coverage options from top providers. Users can receive impartial expert guidance, purchase policies, and manage their insurance needs—all within a single platform. Our unique technology connects with leading companies in life, disability, and home & auto insurance, creating a smooth online experience for both customers and insurance providers. Since our inception in 2014, we have been a valuable resource for millions navigating the world of insurance through our content, digital tools, and knowledgeable experts. To date, we have facilitated the sale of over $140 billion in coverage. Our offices are located in New York City and Durham, North Carolina.

Trade/B2B

English

Online/Digital

Outlet metrics

Domain Authority

Ranking

Global

#138966

United States

#27949

Finance/Insurance

#399

Traffic sources

Monthly visitors

Articles

What Millennials & Gen Z Own Instead of Real Estate – Policygenius

Apr 8, 2024 | policygenius.com | Myles Ma

When it comes to wealth, younger Americans (millennials and Gen Z) have catching up to do. Adult members of these generations own just 74 cents for every $1 of wealth that baby boomers owned at the same age. [1] They haven’t been as successful at reaching traditional financial goals like home ownership.
Will home insurance prices keep rising in 2024? – Policygenius

Dec 28, 2023 | policygenius.com | Myles Ma

Almost everyone who had home insurance in 2023 ended the year paying more. Home insurance prices have increased 35% over the past two years, with the highest increases in disaster-prone states like Florida and Colorado. Will the trend continue into 2024? Different factors could play a role, says Itzhak Ben-David, professor of finance and academic director of the Ohio State University Center for Real Estate.
The 5 biggest health insurance trends of 2023 – Policygenius

Dec 26, 2023 | policygenius.com | Myles Ma

Health insurance was a big news item in 2023, as consumers contended with rising costs and narrower restrictions on what their plans covered. We looked back on five of the biggest stories Policygenius covered in 2023 and how they’re predicted to progress in 2024. 1. Health insurance premiums keep risingOn paper, total compensation for workers increased by 20% from 2000 to 2021.
Flood Insurance in Georgia: What You Need to Know – Policygenius

Dec 6, 2023 | policygenius.com | Pat Howard |Jennifer Gimbel |Ian Bloom

Georgia flood insurance: By the numbers Georgia has over 400,000 properties with a greater than 26% chance of severe flooding over the next 30 years, yet only 18% are protected with flood insurance. The average cost of flood insurance in Georgia is $791 per year when purchased through the National Flood Insurance Program (NFIP).
How More 'Fair' Car Insurance Pricing Can Backfire – Policygenius

Nov 29, 2023 | policygenius.com | Myles Ma

Insurance underwriting is essentially a form of price discrimination: Insurance companies charge different prices to different customers depending on their perceived risk of filing a claim. While pricing based on certain factors, like race, is banned, in auto insurance, variables like age, gender, and credit score can still affect how much you pay in most states. Sometimes drivers — and regulators — don’t like how insurers use these variables.
Best Mobile Home Insurance in Florida (2024) – Policygenius

Nov 27, 2023 | policygenius.com | Jennifer Gimbel |Pat Howard

Mobile homes — also called manufactured homes — have become increasingly popular in Florida over the last few years. In fact, Florida ranks no. 2 for the states with the most new manufactured homes in 2022. [1] With so many new mobile homes popping up across the state, it’s essential for these homeowners to find the right insurance coverage to ensure it’s protected.
The Cost of Low Long-Term Care Insurance Knowledge – Policygenius

Nov 20, 2023 | policygenius.com | Myles Ma

A lack of awareness may be what’s holding people back from purchasing long-term care insurance, a recent study suggests. People who skip out on long-term care insurance may have to pay out of pocket or rely on Medicaid. How a long-term care information campaign affected insurance coverageThe study, published in the Journal of Health Economics, looked at the effects of the “Own Your Future” campaign, which encouraged Americans to plan for their long-term care needs.
Rising Texas Home Insurance Rates: What You Need to Know – Policygenius

Nov 17, 2023 | policygenius.com | Pat Howard |Jennifer Gimbel

From May 2022 to May 2023, home insurance rates in Texas increased an average of 27%, compared to an average of 16% the year before. This means altogether, homeowners in Texas are paying approximately 46% more in premiums compared to two years ago, according to the 2023 Policygenius Home Insurance Pricing Report.
Louisiana Homeowners Insurance Crisis, Explained – Policygenius

Nov 10, 2023 | policygenius.com | Jennifer Gimbel |Pat Howard

The Louisiana homeowners insurance crisis has been building over the last three years due to several hurricanes that have left insurers paying tens of billions of dollars in insured losses. As a result, many home insurance companies have gone insolvent, others have stopped writing policies in high-risk areas of the state, and still others have pulled out of Louisiana completely. This has left tens of thousands of homeowners scrambling to find new home insurance coverage over the last few years.
Are Immigrants Too Costly To Insure? New Study Challenges The Myth – Policygenius

Nov 9, 2023 | policygenius.com | Myles Ma

Providing public health benefits to immigrants is a politically controversial topic. While some politicians are trying to expand health benefits to immigrants [1] , the myth that expanding health care access to immigrants is too costly persists. Former President Donald Trump signed a proclamation in 2019 banning legal immigrants without health coverage.