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  • 4 days ago | propertycasualty360.com | Nicholas Comfort

    Restrictive regulations have long been blamed for holding back Europe’s market for bundling mortgages, car loans, credit card debt and other types of borrowing into financial products. (Credit: noah9000/Adobe Stock) (Bloomberg) — The European Commission is considering reducing the capital that insurers must hold against investments in asset-backed securities, part of a broader effort to revive a €1.2 trillion ($1.4 trillion) market that can finance areas like housing, energy and defense.

  • 4 days ago | propertycasualty360.com | Brittney Meredith-Miller

    The rate agreement prohibits the Rate Bureau from undertaking any efforts to raise rates again before June 2027. (Credit: nd700/Adobe Stock) North Carolina homeowners saw their insurance premiums increase an average of 7.5% on June 1, with another 7.5% increase slotted for June 2026. State Insurance Commissioner Mike Causey announced the rate increases in January. Your access to unlimited PropertyCasualty360 content isn’t changing.

  • 5 days ago | propertycasualty360.com | Brittney Meredith-Miller

    Progressive reports that in 2024 it contributed over $7 million to help families achieve homeownership, and this program is an expansion of that effort. (Credit: Petrik/Adobe Stock) Over the last three decades, the median wealth gap between homeowners and renters has climbed 70%, according to The Urban Institute. This unprecedented indifference has made it difficult for many to go from renting to purchasing their own home, which can impede efforts to build generational wealth.

  • 5 days ago | propertycasualty360.com | Elana Ashanti Jefferson

    Where can you walk in the footsteps of 7 U.S. presidents, pay homage to football greats, bow to the gods of rock ‘n’ roll, and visit the birthplace of such all-American delicacies as hot dogs and chewing gum? It’s Ohio, “the Buckeye State,” a colorful American crossroads that’s also hot with renters in 2025. Three of the top cities for rental activity during the year’s first quarter are in Ohio, according to RentCafe.com, the rental-search website.

  • 6 days ago | propertycasualty360.com | Corey Dahl

    Homeowners in markets once thought of as safe are seeing insurance become pricier and less available. (Credit: Monkey Business/Adobe Stock) Hurricane risk is poised to radically change coastal communities from Texas to Maine, according to a new report from Cotality. The report found hurricane risk, higher insurance prices and, in some areas, no availability of insurance are causing many home buyers to shift away from coastal communities.