The Mortgage Reports

Established in 2004, The Mortgage Reports emerged as one of the internet's pioneering mortgage blogs. Originally created as a platform for a loan officer to promote their business, it quickly gained recognition for its detailed insights into mortgage and real estate topics, particularly highlighting their relevance to everyday home buyers. Unlike conventional finance websites, The Mortgage Reports prioritized practical information tailored for regular consumers rather than industry experts. Over the years, it attracted millions of readers annually. In 2014, the site was acquired by Full Beaker, Inc., a media company dedicated to serving consumers, and they continue to oversee its operations today.

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#101662

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#20141

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#245

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Foreclosure Activity Grows in Q1; Led by Delaware, Illinois, Nevada

1 week ago | themortgagereports.com | Paul Centopani

By: Paul Centopani Updated By: Paul Centopani Reviewed By: Aleksandra KadzielawskiApril 17, 2025 - 2 min readThe U.S. foreclosure rate grew over 11% in the first quarter from the final quarter of 2024. Overall foreclosure filings reached nearly 94,000 for the quarter and 36,000 in March, according to Attom’s Foreclosure Market Report. See which states got hit the hardest.
More Single Women Are Purchasing Homes: Here's Why

1 week ago | themortgagereports.com | Erik Martin

As that beloved song by Aretha Franklin and the Eurythmics from 40 years ago reminds us, sisters are doin’ it for themselves – and in increasing numbers when it comes to homebuying, fresh data suggest. Indeed, a greater portion of single women are buying residences nowadays than years ago. Considering that women continue to make less than men, on average, that’s an impressive feat, although buying as a solo female has its risks and challenges.
First-Time Home Buyer Advice: Second Quarter 2025

1 week ago | themortgagereports.com | Paul Centopani

Many home buyers (and prospective home buyers) struggled through the low affordability and high mortgage rates of 2024’s housing market. Plenty bided their time, waiting for improved conditions. The second quarter of 2025 comes with increased for-sale inventory, anticipated declines in interest rates and home price growth, as well as emerging cities for first-time buyers and best metro areas for Gen Z. Preparing yourself and finding good advice also ease the homeownership journey.
Affordable Warm States With Fast-Rising Home Values

1 week ago | themortgagereports.com | Valencia Higuera

For many young adults, the idea of settling down in a sunny, coastal city feels like the ultimate goal. But with home prices soaring and mortgage rates still elevated, that dream is increasingly out of reach in places like Los Angeles, Miami, or San Diego. Fortunately, there are alternatives. A growing number of warm-weather states are drawing in younger buyers with a winning combination of affordability, job growth, and long-term investment potential.
Here’s What Homebuyers Need to Know

2 weeks ago | themortgagereports.com | Paul Centopani

The National Association of Realtors (NAR) recently introduced the “Multiple Listing Options for Sellers” policy, aiming to provide greater flexibility and choice in property marketing strategies. This policy complements the existing Clear Cooperation Policy (CCP) and is designed to balance seller autonomy with equitable access to property information for buyers. Find your lowest rate.
Are Condos the Key to Homeownership for First-Time Buyers?

2 weeks ago | themortgagereports.com | Paul Centopani

By: Paul Centopani Reviewed By: Aleksandra KadzielawskiApril 8, 2025 - 3 min readThe dearth of for-sale inventory at the starter-home level has kept homeownership out of reach for too many people. However, two recent reports show that condominiums may present the opportunity first-time home buyers have been waiting for, especially with mortgage rates hovering near six-month lows. Find your lowest rate. Start hereSpring home buying season is underway and hope springs eternal for house hunters.
What's the Cost of Fixing a House Foundation?

2 weeks ago | themortgagereports.com | Peter Warden

Few things cause more concern for homeowners and buyers than the idea of foundation repairs. They’re often associated with high costs and major disruptions. But there’s good news: it’s not always as bad as it seems. Before jumping to conclusions, have a professional assess the situation. If the issue is caught early and the damage is minimal, repairs can be far more manageable—both in scope and cost—than many expect. The key is not to delay.
35% of Home Buyers Would Move for Better Pizza

2 weeks ago | themortgagereports.com | Paul Centopani

By: Paul Centopani Reviewed By: Aleksandra KadzielawskiApril 4, 2025 - 2 min readIt’s divisive. It’s provincial. It’s a topic so revered, it often incites arguments among family and friends. I’m talking, of course, about pizza. A food so beloved, 59% of Americans say pizza is their favorite — including 73% of Gen Z, 65% of millennials, and Gen X (63%), according to Clever Real Estate. It’s held with such high regard, that some people said they’d consider moving for it. Find your lowest rate.
Why a Strong Jobs Report Could be Bad for Mortgage Rates

3 weeks ago | themortgagereports.com | Paul Centopani

Tomorrow’s U.S. employment report from the Bureau of Labor Statistics is a major economic indicator that weighs heavily on investors and policymakers. The data gives a monthly snapshot of the labor market and its tether to economic trends. The Federal Reserve could be influenced to speed up or delay its cuts depending on the strength of the jobs numbers. Find your lowest rate. Start hereThe Bureau of Labor Statistics (BLS) will release its March employment report tomorrow, April 4.
Trump's Steel Tariffs Jump to 50%—Are Higher Home Prices Next?

1 month ago | themortgagereports.com

Steel tariffs just jumped from 25% to 50%—will home prices follow? Get insights on how this policy shift could affect home buyers.