Adriana Ocanas

3 weeks ago | money.usnews.com | Bob Musinski |Adriana Ocanas |Ray Frager

Getty ImagesConsider working with an estate planning attorney to help protect your assets in the event of your death. Key Takeaways Under certain circumstances, your family members could liable for your credit card debt after you die. Your estate's assets cover any and all debts first before being divvied up to family members, causing inheritances to shrink. To avoid this, it's best to create a living trust because assets held in a trust will not be subject to probate.

3 weeks ago | money.usnews.com | Austin Cole |Adriana Ocanas |Mark Evitt |Gina Freeman

National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.

1 month ago | money.usnews.com | Adriana Ocanas |Ray Frager

Dear Clever Credit,My friend and I really want to attend a local protest, but I'm worried law enforcement could track my credit card information if I buy anything while there. Like, what if I want to buy a scoop of Ben and Jerry's and then a week later the police are at my door? Is that even possible? Should I just bring cash? Signed,Protest Against the MachineDear Protest,Long story short: Yes, law enforcement can track your movements using your credit card information. Let's break it down.

1 month ago | money.usnews.com | Adriana Ocanas |Ray Frager

Key Takeaways Amazon Shop with Points is a free program that allows you to use your credit card rewards points to pay for Amazon purchases. Almost 20 rewards programs are part of the Shop with Points program, but not all of them offer a 1-to-1 redemption value. Sign-up is easy, but make sure you're not losing points when participating in the program. Amazon Shop with Points is a free program available to Amazon shoppers who want to use their credit card rewards points to pay for Amazon purchases.

1 month ago | money.usnews.com | Adriana Ocanas |Ray Frager

Key Takeaways Credit card debt is now the most common type of debt held by adults 50 and over, according a recent survey. "Everyday expenses" is the most common contributor to credit card debt, followed by vehicle expenses, home expenses and health care. Even though older consumers are working to pay off their debt, 71% have not looked for resources on how to reduce it. Retirement is supposed to mean sand, surf and sun. Or at least not worrying about credit card debt.