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4 days ago | 
money.usnews.com | Jessica Merritt |Emily Hayes |Ray Frager
Getty ImagesThe quick and limited application process makes BNPL options attractive to consumers with limited access to credit. Key Takeaways BNPL offers short-term affordability, but mismanagement creates budgeting risks. Credit cards can provide rewards and credit-building benefits with more flexibility. BNPL isn't likely to replace credit cards but may become a tool for managing specific purchases.
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1 week ago | 
money.usnews.com | Ray Frager |Emily Hayes
Key Takeaways Chase announced major changes to its Sapphire Reserve, with a higher annual fee beginning June 23 for new cardholders. Chase also introduced Chase Sapphire Reserve for Business. Annual credits now equal over $2,000 in potential value. The Chase Sapphire Reserve®, well established as a high-end travel rewards credit card, is becoming even more bougie, as the issuer has announced a 44.5% increase in its already-hefty annual fee.
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2 weeks ago | 
money.usnews.com | Jerry Brown |Emily Hayes |Ray Frager
Key Takeaways Fasten Visa Rewards cardholders can earn up to 2,000 rewards points each month on lease or car loan payments. Earn three points per dollar on purchases made with Fasten partners and two points per dollar on car or insurance purchases. While there are various ways to redeem rewards, redemption values are low.
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2 weeks ago | 
money.usnews.com | Jessica Merritt |Colin Hogan |Emily Hayes
Key Takeaways Paying off a personal loan early can save you money on interest. Even small additional payments can help shorten your loan term and cut interest costs. Some lenders charge a fee when you pay off your personal loan early. Paying off a personal loan early is possible – and often a smart financial move. When you pay off a personal loan early, you save money on interest and lighten your monthly budget ahead of schedule. Just be sure to check your loan terms for prepayment penalties.
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2 weeks ago | 
money.usnews.com | Bob Haegele |Emily Hayes |Ray Frager
Key Takeaways Beginning in 2026, Capital One will curb free lounge access for Venture X authorized users and guests. Some may still gain access by paying lounge access fees, guest fees or through meeting an annual spending requirement. Consumers wanting generous lounge access should consider alternatives. Flying can be a hassle, with long security lines, delays and lost luggage.
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2 weeks ago | 
marthastewart.com | Emily Hayes
Credit: Getty / Curly_photo Hand pollination is a great way to get your fruit trees to produce better, more abundant harvests. It partly substitutes for natural pollinators, such as bees, butterflies, and birds—which is especially important in greenhouses, inner city plots, or during bouts of cold or wet weather. Here, experts explain the many benefits of hand pollination, as well as everything you need to know to try this method yourself.
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3 weeks ago | 
money.usnews.com | Adriana Ocanas |Emily Hayes |Ray Frager
Dear Clever Credit,I've been working on my credit, so my score has picked up. But ever since that's happened, I've been getting more and more credit card offers in the mail. Should I pay attention to these? Or just toss them out? What's the likelihood that I'll get something worth applying for? Signed,Muddled MailboxDear Mailbox,Kudos on picking up your score! As far as figuring out whether those mailers are worth a second glance, that's up to you.
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3 weeks ago | 
marthastewart.com | Emily Hayes
Credit: Ed Reschke / Getty Images Whether you’re choosing an evergreen to anchor a yard or a topiary for a finishing touch, there's no denying that a beautiful tree is a landscaping essential. Fortunately, there are quite a few that can be grown virtually anywhere, making a total backyard transformation easier than ever. Here, we spoke to gardening experts about eight trees that can take root and grow strong in almost any corner of your garden—plus some best practices for growing these plants.
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3 weeks ago | 
marthastewart.com | Emily Hayes
Credit: Jaka Suryanta / Getty Images Suddenly seeing dozens (even hundreds) of winged termites flying near windows, light fixtures, or doors can be especially troubling to a homeowner. "Flying termites, also called alates, are reproductive and are looking to mate and start new colonies," explains Tony King, pest control expert. But try not to panic: Seeing the occasional swarm doesn’t mean you necessarily have a termite problem, though early detection is key in preventing costly problems.
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3 weeks ago | 
money.usnews.com | Bob Haegele |Emily Hayes |Ray Frager
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Key Takeaways Three Wyndham Rewards credit cards earn 10 points per dollar at Sunoco gas stations this summer. This limited-time promotion doubles the bonus for the no-annual-fee Wyndham Rewards® Earner℠ Card. The promotion is valid through Aug. 31, 2025. Summer is a popular time to hit the road, making this a perfect promotion from Wyndham Rewards.
