Whitney Blair Wyckoff

Washington, D.C.

Managing Editor at U.S. News and World Report

@USnews managing editor for credit cards, loans and banking. French enthusiast. Historical YA author. Chicago native. Views are my own.

Featured in: Favicon

usnews.com (+1) Favicon

msn.com

npr.org

fedscoop.com Favicon

wabe.org + 6 more

Articles

BMO Bank Personal Loans Review

4 days ago | money.usnews.com | Matthew Reitz |Whitney Blair Wyckoff

Company Overview<p>BMO Bank, the U.S. subsidiary of Bank of Montreal, is headquartered in Chicago and operates more than 1,000 branches in 24 states. BMO is a full-service financial institution that offers a range of financial products, including personal loans, checking and savings accounts, mortgages, certificates of deposit, and home equity loans and lines of credit.
BMO Bank Mortgage Review

4 days ago | money.usnews.com | Matthew Reitz |Whitney Blair Wyckoff

Company Overview<p>BMO Bank, the U.S. subsidiary of Bank of Montreal, is headquartered in Chicago and operates more than 1,000 branches in 24 states.
Current Mortgage and Refinance Rates in Texas

4 days ago | money.usnews.com | Gina Freeman |Whitney Blair Wyckoff

Daily Texas Rates by Mortgage TypeTexas’s 30-year fixed APR, 6.967% is 0.013% lower than the national average APR, 6.98%. Texas’s FHA APR, 7.366% is 0.004% lower than the national average APR, 7.37%.
This Unusual Loan Can Help You Boost Your Credit Score

4 days ago | money.usnews.com | Bob Musinski |Melanie Lockert |Sebastian Oliveira |Whitney Blair Wyckoff

Key Takeaways A credit-builder loan helps consumers with a limited or blemished payment history establish credit. Customers make monthly payments, which are reported to credit bureaus. At the end of the term, they receive the loan proceeds. Credit-builder loans aren't widely available at major banks, but there are a range of options at credit unions and online lenders. Building a credit history isn't as simple as securing a conventional loan and paying it off.
Current Jumbo Mortgage Rates

4 days ago | money.usnews.com | Kim Porter |Gina Freeman |Whitney Blair Wyckoff

National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
Current Mortgage Refinance Rates

4 days ago | money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Erika Giovanetti

National Average Mortgage Refinance RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
Compare Todays 10-Year Mortgage Rates

4 days ago | money.usnews.com | Dawn Papandrea |Whitney Blair Wyckoff |Gina Freeman

National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
Compare Today's 30-Year Mortgage Rates

4 days ago | money.usnews.com | E. Napoletano |Whitney Blair Wyckoff |Erika Giovanetti

National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
Your Check Engine Light Came On: How Will You Pay to Fix It?

2 weeks ago | money.usnews.com | Melanie Lockert |Gina Freeman |Whitney Blair Wyckoff

Getty ImagesAn auto repair loan is a personal loan used to cover vehicle repair costs. Key Takeaways Auto repair loans are personal loans that cover expenses related to car repairs. Car repair loans can provide fast financing and typically come with lower APRs than credit cards. Borrowers may get prequalified risk-free and should be aware of interest rates, repayment terms and origination fees.
DIY Debt Settlement: How to Negotiate Credit Card Debt Settlement Yourself

3 weeks ago | money.usnews.com | Gina Freeman |Ray Frager |Whitney Blair Wyckoff

Key Takeaways Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by negotiating with creditors yourself. Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients.