Ainur Zhanturina

Sep 13, 2023 | finextra.com | Steve Sabin |Steve Wilcockson |Daniel R. Schlaepfer |Ainur Zhanturina

Pay-per-use (PPU) business models are fast gaining ground in asset finance, especially for the leasing of commercial equipment and vehicles. But to date, automotive subscriptions have been slower to grow market share in the consumer space. Now, is the pace of change about to accelerate in auto finance? Understandably, auto finance providers have been previously reluctant to jump from years of experience in managing credit risk to navigating the less familiar utilization risks that come with PPU.

Sep 13, 2023 | finextra.com | Steve Sabin |Steve Wilcockson |Daniel R. Schlaepfer |Ainur Zhanturina

Even in tough macroeconomic times, commercial lending keeps markets moving and banks growing. And on the face of it, there are few better places to drive growth than Europe, where a multitude of bustling economies provide big opportunities for cross-border expansion.

Sep 12, 2023 | finextra.com | Joris Lochy |David Hensley |Abhinav Paliwal |Ainur Zhanturina

An ecosystem-specific digital payment system called a "closed-loop wallet" enables consumers to make purchases solely from one brand, retailer, or service provider. Users can add money to their wallets or link their credit or debit cards, which allows them to make purchases quickly and easily within the closed-loop system whether they are made in-person or online. Closed-loop wallets frequently provide a number of advantages over simple transfers.

Sep 7, 2023 | finextra.com | Abhinav Paliwal |David Hensley |Ainur Zhanturina

News in your inbox For Finextra's free daily newsletter, breaking news and flashes and weekly job board. Channels Group External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. In recent years, the financial landscape has undergone a significant transformation, with digital payment methods gaining tremendous traction.