Daniel Mayo

1 month ago | celent.com | Kieran Hines |Daniel Mayo

2025 will be a pivotal year for the retail banking industry. Investments in AI and data analytics technologies will be high on the agenda, as banks look to support improved propositions and experiences for customers. However, many banks will continue to face constraints from the need to modernise core infrastructure to ensure resilience and compliance. What will all this mean for product innovation in the industry? Which technologies are poised to attract the most investment?

Nov 22, 2024 | medium.com | Daniel Mayo

Daniel Mayo·Follow2 min read·--Keeping it gangsterNewsflash: it’s just been revealed that the Royal Coronation cost £72 million of taxpayer money plus other expenses on top, and that common rabble are angry about it. Well ungrateful citizens of the Empire, what did you expect?!I’ll tell you what I think…Good day, my subjects,it’s your OG, The King of Bling, satirically. Polished my crown, the welfare king, Here’s how I sponge off everything.

Nov 17, 2024 | celent.com | Daniel Mayo

The Bank of England, together with the Prudential Regulation Authority and Financial Conduct Authority, has just released their final requirements and expectations for the regulation of critical third parties (CTPs). This marks an important juncture, as it effectively kicks off the process of bringing key technology providers under a direct regulatory remit - likely creating challenges, but also presenting potential advantages for those affected.

Nov 3, 2024 | medium.com | Daniel Mayo

Daniel Mayo·Follow8 min read·--Generated by ChatGPT. While Halloween may be over, the long nights still lend themselves to a good scary story before the upcoming holiday season brings brightness and cheer. Of course ChatGPT required much prompting, editing, and injection of ideas to turn it into a story I was happy with. This is a tale of hubris, madness, addiction, and the deadly sins—of the dark, desperate lengths people will go to satisfy their deepest desires. Enjoy.

Sep 5, 2024 | celent.com | Craig Focardi |Daniel Mayo

The core banking system technology market for community banks continues to modernize at a steady pace. Vendors continue to proactively and profitably update their systems and service their customers even though the total addressable market continues to decline. All vendors have improved integration via API management platforms and rewritten some core code as microservices. Four of the 10 systems Celent evaluated increased their customer base even as the number of community banks declined.