
Articles
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1 week ago |
money.usnews.com | Melanie Lockert |Jessica Merritt |Emily Hayes
Company OverviewLendingUSA isn't a traditional personal loan provider. It's a point-of-sale financing platform for merchants to help their customers finance goods and services. The Sherman Oaks, California-based company has over 10,000 merchant partners in medical, health care, funeral, veterinary and other industries. LendingUSA says applicants should have a credit score of at least 620.
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1 week ago |
money.usnews.com | Jessica Merritt |Emily Hayes |Ray Frager
Getty ImagesA credit card that offers automatic primary rental car coverage can help you save money if you rent cars frequently. Key Takeaways Rental car coverage may be complimentary with your credit card. Primary rental car coverage is preferred, as you can bypass your personal auto insurance when filing a claim. Credit cards with rental car coverage may offer additional travel protections, such as trip cancellation and interruption insurance.
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2 weeks ago |
money.usnews.com | Jessica Merritt |Emily Roth |Emily Hayes
Key Takeaways You'll typically forfeit unused rewards when closing a credit card account. You can preserve your rewards value by transferring or redeeming points before closing an account. Co-branded card rewards usually stay with the participating loyalty program, but watch for expiration dates. When you close a credit card, it's typically a use-it-or-lose-it situation for rewards – and you may miss out on huge value if you don't take action.
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2 weeks ago |
money.usnews.com | Jessica Merritt |Emily Hayes |Ray Frager
Key Takeaways If you make on-time payments and spend at least $3,000 over 12 billing cycles, you'll receive a two-point APR reduction on the PNC Spend Wise℠ Visa®. Purchases and balance transfers have an 18-month 0% APR, followed by a variable 20.24% to 30.24% APR. The card doesn't earn rewards, but has no annual fee and offers valuable shopping protection benefits. PNC Bank has launched the PNC Spend Wise℠ Visa®, a no-annual-fee card designed to encourage spending and on-time payments.
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3 weeks ago |
money.usnews.com | Jessica Merritt |Emily Roth |Ray Frager
Key Takeaways Recent data shows that Gen Z is using credit cards earlier than millennials did at the same age. Higher balances and delinquency rates suggest some Gen Z credit card users struggle with repayment. As Gen Zers adopt credit cards, issuers are taking notice by offering products tailored to their digital preferences aGeneration Z is adopting credit cards earlier and using them more aggressively than previous generations.
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