Jessica Merritt

1 week ago | usnews.com | Jessica Merritt |Sebastian Oliveira |Mark Evitt

Key Takeaways You may be able to replace or refund a money order if you act before someone cashes it. If you want to track down and replace a stolen or lost money order you should contact the issuer and submit a request, though it may charge fees. You can prevent a stolen or lost money order by filling it out fully with specific information and creating a digital copy of the information for reference. A money order enables you to send funds securely without a bank account or large sums of cash.

1 week ago | upgradedpoints.com | Jessica Merritt

Having the right credit card can come in clutch when travel plans don’t go as expected. The Chase Sapphire Reserve® offers premium travel benefits, including trip delay reimbursement that can help pay for lodging, meals, and other expenses during a travel delay. I experienced a delayed flight and got reimbursed for more than $170 in airport accommodation costs using my Chase Sapphire Reserve card benefits.

1 week ago | upgradedpoints.com | Jessica Merritt

Want to make a change to your Capital One credit card? You could apply for a new card, but that might not be necessary. Upgrading your Capital One card could be a smart move to unlock better rewards or benefits without impacting your credit score. Whether you want to move from a secured card to an unsecured one, maximize your cash-back or travel rewards, or take advantage of valuable travel benefits, Capital One offers various upgrade options.

1 week ago | upgradedpoints.com | Jessica Merritt

The sights and scents of spring and summer that fill the park during the EPCOT International Flower & Garden Festival make it one of my favorites. The landscaping at EPCOT levels up during this festival — which runs until June 2 — with incredible topiaries, themed gardens, and interactive nature displays. These gardens are fascinating, intricate, and often educational — a true delight for the senses.

1 week ago | upgradedpoints.com | Jessica Merritt

In March 2025, big changes came to United’s lineup of credit cards, including the addition of hotel statement credits to nearly every United card. Depending on your card, you can get up to $200 annually in hotel credits when you book through United Hotels or Renowned Hotels and Resorts. These credits can help offset the cost of your stay and, in some cases, unlock luxury hotel perks. Read on to see how these hotel credits work, how to use them, and whether they’re worth using.