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6 days ago | 
money.usnews.com | Jessica Merritt |Emily Hayes |Ray Frager
Key Takeaways The Chase Sapphire Preferred® Card offers travel benefits that potentially offset its cost. Primary rental car insurance and premium travel protection are rare for a credit card with a $95 annual fee. Chase Ultimate Rewards are flexible and valuable, especially when redeemed with travel partners or the Chase Travel portal. The Chase Sapphire Preferred® Card is one of the most well-known travel rewards cards, and for good reason.
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1 week ago | 
money.usnews.com | Jessica Merritt |Ray Frager |Adriana Ocanas
Getty ImagesA late payment could stain your credit score for as long as seven years. Key Takeaways If you're a few days late on your credit card payment, you can still make it right without it affecting your credit score. You'll most likely face a late fee, but you can ask your issuer to waive it – especially if it's your first late payment with that issuer. Once a payment is 30 days late, it appears on your credit report and will lower your credit score.
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1 week ago | 
usnews.com | Jessica Merritt |Colin Hogan |Mark Evitt
Key Takeaways Banks may waive common fees such as overdraft or maintenance fees upon request. You're more likely to get a fee waived if you have a long-standing relationship, higher balances or multiple accounts. Asking politely and providing context can help you get fees reversed. Banks charge fees for a variety of activities and services, but sometimes they are negotiable.
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1 week ago | 
upgradedpoints.com | Jessica Merritt
If you like your Citi card but are eyeing other cards in the issuer’s lineup, you have options. Sure, you could apply for a new card, but an upgrade could be an easier way to get a different Citi card. With a Citi card upgrade, you could maximize your rewards, get premium benefits, or transition from a student or secured card to an unsecured card. Instead of applying for a new card, Citi allows cardholders to upgrade to a different card product while keeping the same account.
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1 week ago | 
upgradedpoints.com | Jessica Merritt
MagicBand+ is Walt Disney World’s latest version of wearable park technology. It adds interactive park features and works as a pass throughout the parks. I’ve made multiple Disney World trips without one and considered it unnecessary. Why spend at least $35 on a wristband I wouldn’t wear anywhere but the parks? But on a recent trip, I picked one up and gave it a try. I found that MagicBand+ added convenience while enhancing the magic of Disney World.
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1 week ago | 
money.usnews.com | Jessica Merritt |Emily Hayes |Ray Frager
Key Takeaways MGM Rewards Iconic World Elite Mastercard is a new premium credit card designed for frequent MGM guests. The new card offers a resort credit, status and MGM rewards earning. Before you apply, compare the new card with alternatives such as the Marriott Bonvoy Bevy American Express Card or general travel credit cards. MGM has debuted the MGM Rewards Iconic World Elite Mastercard®, a new premium credit card aimed at frequent travelers and MGM casino regulars.
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2 weeks ago | 
money.usnews.com | Jessica Merritt |Emily Roth |Emily Hayes
Key Takeaways Visa and Mastercard offer the most international acceptance. Avoiding foreign transaction fees can help you save up to 3% when purchasing abroad. Bring a backup card, debit card and local currency to cover any payment scenario. If you're packing your U.S. credit card on your next international trip, rest assured you're unlikely to experience problems with acceptance in most destinations – especially if you have a Visa or Mastercard.
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2 weeks ago | 
usnews.com | Jessica Merritt |Colin Hogan |Mark Evitt
Key Takeaways You can have flexibility and still earn significant interest with a hybrid bank account. Hybrid options include money market accounts and high-yield checking accounts. Earning the highest APYs might come with requirements such as a minimum balance or setting up direct deposit. Hybrid bank accounts are flexible, offering the convenience of a checking account and the earning power of a savings account. You can use a hybrid account to help your money grow without locking it away.
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2 weeks ago | 
flipboard.com | Jessica Merritt
4 hours agoUnited Airlines CEO: No Room For American To Be A Premium CarrierWhen it comes to competition among Premium airlines, apparently, United Airlines CEO Scott Kirby thinks that there is only room for 2 such carriers operating in the United States - American Airlines, to him, is NOT one of them.
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2 weeks ago | 
upgradedpoints.com | Jessica Merritt
Flight delays can disrupt your travel plans and become costly when you factor in unexpected expenses for lodging and meals. The Chase Sapphire Reserve® offers an excellent trip delay reimbursement benefit that covers flight delays. If you book a flight with your Chase Sapphire Reserve card or use Chase Ultimate Rewards points for your flight, you’re covered for up to $500 per person, per trip in trip delay reimbursement. That can ease the financial burden and make a flight delay more comfortable.
