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2 months ago | 
peoplekeep.com | Holly Bengfort
Health Insurance •
February 6, 2025 at 10:45 AM •
Written by: Holly Bengfort
Navigating the complexities of health insurance coverage is often a challenge, especially for those with known medical conditions. With so many choices, confusing terms, and complicated eligibility requirements, it's easy to get lost. That's where guaranteed issue policies come in as a real lifesaver. They offer a beacon of hope for those with severe health conditions.
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2 months ago | 
peoplekeep.com | Holly Bengfort
Health Benefits •
February 5, 2025 at 5:57 PM •
Written by: Holly Bengfort
If you're seeking a budget-friendly approach to providing health benefits, you might find fully-insured plans less than appealing. They're expensive and don't offer transparency. A 2022 RAND study1 found that U.S. hospitals can sometimes charge patients 200-300% of what someone with Medicare would have paid for the same services.
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2 months ago | 
peoplekeep.com | Holly Bengfort
Health Benefits •
January 29, 2025 at 10:12 AM •
Written by: Holly Bengfort
The decision to offer health benefits can make a world of difference in your practice. It can boost employee morale, enhance workplace culture, and improve your firm's performance. However, due to tight budgets, many small independent law firms still overlook this critical aspect of their employment strategy.
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Jan 7, 2025 | 
peoplekeep.com | Holly Bengfort
ICHRA •
January 8, 2025 at 4:10 PM •
Written by: Holly Bengfort
Are you tired of high health insurance costs and plans that may not work for every employee? If so, the individual coverage health reimbursement arrangement (ICHRA) is the answer. The ICHRA is a flexible way to provide health benefits for your employees while better managing your budget. But with so many administration vendors available, how do you know which one to choose?
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Nov 26, 2024 | 
peoplekeep.com | Holly Bengfort
ICHRA •
November 27, 2024 at 10:45 AM •
Written by: Holly Bengfort
As healthcare costs rise, it's important to find a health coverage solution that benefits both employers and employees. Many organizations turn to the individual coverage health reimbursement arrangement (ICHRA) for its affordability. A report from the HRA Council1 found that the number of employers who adopted ICHRAs increased by 29% between 2023 and 2024.
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Oct 29, 2024 | 
peoplekeep.com | Holly Bengfort
Health Benefits •
October 30, 2024 at 9:41 AM •
Written by: Holly Bengfort
In today's competitive labor market, employee benefits are more important than ever. According to our 2024 Employee Benefits Survey, 81% of employees consider an employer’s benefits package as an important factor in whether they accept a job. Health insurance consistently ranks as the top benefit employers can offer.
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Oct 22, 2024 | 
peoplekeep.com | Holly Bengfort
Health Benefits •
October 23, 2024 at 2:48 PM •
Written by: Holly Bengfort
Small employers shopping for a health plan face the critical task of finding a policy that balances cost, coverage, and the well-being of their employees. While fully-insured policies have been the traditional option, rising premium costs have more employers turning to both level-funded and self-funded health plans.
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Oct 15, 2024 | 
blog.ongig.com | Holly Bengfort |Jenn Goddu |Cara Hutto |Erik van Vulpen
Inclusive employee benefits shape your team members’ engagement and satisfaction. The benefits that you offer affect a team member’s loyalty to the company. An inefficient benefits package could cause hires to seek out more positive and inclusive environments. Traditionally, employee benefits revolved around perks like vacation time off and retirement plans. However, the pandemic has demonstrated that workforce priorities and sentiments remain fickle and change at the drop of a hat.
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Oct 8, 2024 | 
peoplekeep.com | Holly Bengfort
QSEHRA •
October 9, 2024 at 7:56 AM •
Written by: Holly Bengfort
The qualified small employer health reimbursement arrangement (QSEHRA) is a game-changer for small businesses. It helps them attract and retain talent by providing a benefit that helps employees alleviate the burden of escalating healthcare costs. However, to truly benefit from this health benefit, you need to understand what qualifies as reimbursable expenses.
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Sep 30, 2024 | 
peoplekeep.com | Holly Bengfort
QSEHRA •
October 1, 2024 at 3:30 PM •
Written by: Holly Bengfort
The qualified small employer health reimbursement arrangement (QSEHRA) is an excellent choice for small businesses looking to offer health insurance benefits on a budget. To make the most of QSEHRA benefits for you and your employees, it's important to understand its deadlines. From initial implementation to annual notice requirements, missed deadlines can lead to repercussions.
