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1 week ago | 
businessinsider.com | Holly Johnson |Avril Ayers
A few months ago, I explained why my husband and I make extra payments on our 15-year home loan at 1.99%. Not surprisingly, the internet lost their minds, and I received some angry and aggressive emails from readers (all men) who said I was doing things wrong. That's despite the fact that I am already financially independent at age 45.
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3 weeks ago | 
businessinsider.com | Holly Johnson |Libby Kane
Debt repayment is a marathon, not a sprint. Cavan Images / Josh Campbell/Getty Images/Cavan Images RF 2025-04-02T17:19:19Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . How long it takes to pay off your debt and how much you'll pay depends on the method you choose.
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3 weeks ago | 
businessinsider.com | Holly Johnson |Libby Kane
The author, Holly Johnson. Holly Johnson 2025-04-02T12:58:01Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . FIRE stands for "financial independence, retire early," and the movement has gained momentum. I'm planning to retire before 50 with plenty of money to enjoy the next decades of my life.
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4 weeks ago | 
businessinsider.com | Holly Johnson |Libby Kane
Holly Johnson. Courtesy of Holly Johnson 2025-03-26T10:26:01Z Facebook Email X LinkedIn Copy link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . When my family travels, we always use our Chase card to pay for car rentals. We get up to $75,000 in coverage for most rentals up to 31 days.
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1 month ago | 
bankrate.com | Ana Staples |India Davis |Holly Johnson
The Capital One Quicksilver Cash Rewards Credit Card offers a flat rate of 1.5% cash back with no annual fee, making it a solid choice for those looking for a simple cash back credit card. New cardholders can earn a cash bonus of $200 after spending $500 on new purchases within three months of account opening.
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1 month ago | 
businessinsider.com | Holly Johnson |Libby Kane
Personal Finance Insurance Travel Insurance Author Holly Johnson, second from left, and her family in Norway. They travel 10 to 15 weeks a year and always have travel insurance. Courtesy of Holly Johnson This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . My family of four travels for 10 to 15 weeks in a typical year, and we always buy travel insurance.
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1 month ago | 
bankrate.com | Holly Johnson |India Davis |Garrett Yarbrough
Although credit cards are one of the safest ways to pay, you may be stuck with unwanted purchases if you lend your card to family or friends — including children, authorized users and joint cardholders. You can dispute unauthorized charges through the issuer’s website or phone number on the back of your card. If the issuer sides with you, it may close your card, credit the purchases and send you a replacement card.
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1 month ago | 
bankrate.com | Meredith Hoffman |Holly Johnson |Alice Lesperance
While talking about money with your partner is essential and healthy, a new study from Fidelity shows that 57 percent of couples don’t discuss finances together at least once per month. If you want to improve your finances, talking about your goals and dreams with your partner is a good place to start. Topics to cover regularly include day-to-day money decisions (e.g. bill payments, your monthly budget and more) and the best ways to save and invest for the future.
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1 month ago | 
bankrate.com | Holly Johnson |Mariah Ackary
Preapproved credit card offers use soft credit pulls, which do not affect your credit score. This means that receiving preapproved offers will not harm your credit standing. Preapproved credit card offers can be more lucrative than those available to the general public, as they can provide higher sign-up bonuses, higher introductory earnings, promotional rewards offers, longer introductory APR offers and lower interest rates.
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1 month ago | 
businessinsider.com | Holly Johnson |Avril Ayers
Personal Finance Money Stories The IRS offers payment plans that may make it easier to pay off a big tax bill. hobo_018/Getty Images This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . If you're worried about a big tax bill this year, you have options to make paying it easier. If you don't have savings that can cover the bill, you can request a payment plan from the IRS.
