Garrett Yarbrough

1 month ago | bankrate.com | Garrett Yarbrough |Courtney Mihocik

Bankrate review scores and J.D. Power satisfaction ratings can help guide your decision on your next credit card. Many top issuers in J.D. Power’s study have plenty of cards that won Bankrate Awards in recent years. Customer satisfaction ratings and other industry metrics among issuers can narrow down which ones to choose and which to avoid.

Mar 20, 2025 | bankrate.com | Holly Johnson |India Davis |Garrett Yarbrough

Although credit cards are one of the safest ways to pay, you may be stuck with unwanted purchases if you lend your card to family or friends — including children, authorized users and joint cardholders. You can dispute unauthorized charges through the issuer’s website or phone number on the back of your card. If the issuer sides with you, it may close your card, credit the purchases and send you a replacement card.

Mar 6, 2025 | bankrate.com | Garrett Yarbrough |Sara Coleman |Alice Lesperance |Courtney Mihocik

The sleepless nights, the excitement and the big questions — all are expected when you’re a new parent. While par for the course with a new addition in the household, adjusting your finances to the new reality can be equally overwhelming. As you re-evaluate your family budget, you may find it an ideal time to add a new credit card to your wallet that earns rewards on the purchases you’re bound to make more regularly.

Feb 19, 2025 | finance.yahoo.com | Garrett Yarbrough

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your issuer before closing the card to learn the limitations. You may be able to apply for the same card again depending on the issuer’s application rules, but don’t expect to be able to earn the sign-up bonus again.

Feb 19, 2025 | bankrate.com | Garrett Yarbrough |Courtney Mihocik

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your issuer before closing the card to learn the limitations. You may be able to apply for the same card again depending on the issuer’s application rules, but don’t expect to be able to earn the sign-up bonus again.