Garrett Yarbrough

1 month ago | bankrate.com | Holly Johnson |India Davis |Garrett Yarbrough

Although credit cards are one of the safest ways to pay, you may be stuck with unwanted purchases if you lend your card to family or friends — including children, authorized users and joint cardholders. You can dispute unauthorized charges through the issuer’s website or phone number on the back of your card. If the issuer sides with you, it may close your card, credit the purchases and send you a replacement card.

1 month ago | bankrate.com | Garrett Yarbrough |Sara Coleman |Alice Lesperance |Courtney Mihocik

The sleepless nights, the excitement and the big questions — all are expected when you’re a new parent. While par for the course with a new addition in the household, adjusting your finances to the new reality can be equally overwhelming. As you re-evaluate your family budget, you may find it an ideal time to add a new credit card to your wallet that earns rewards on the purchases you’re bound to make more regularly.

2 months ago | finance.yahoo.com | Garrett Yarbrough

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your issuer before closing the card to learn the limitations. You may be able to apply for the same card again depending on the issuer’s application rules, but don’t expect to be able to earn the sign-up bonus again.

2 months ago | bankrate.com | Garrett Yarbrough |Courtney Mihocik

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you voluntarily closed, but it’s better to reach out to your issuer before closing the card to learn the limitations. You may be able to apply for the same card again depending on the issuer’s application rules, but don’t expect to be able to earn the sign-up bonus again.

2 months ago | katu.com | Garrett Yarbrough

Can you reopen a closed credit card? by Garrett YarbroughThu, February 20th 2025 at 5:17 PMMaskot/Maskot/Getty Images