India Davis

3 weeks ago | wkyt.com | India Davis

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong financial education, affecting their ability to build positive money habits. If you are a parent or a guardian, then teaching your children about credit cards may take a backseat to teaching them how to drive or make their bed.

1 month ago | live5news.com | India Davis

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong financial education, affecting their ability to build positive money habits. If you are a parent or a guardian, then teaching your children about credit cards may take a backseat to teaching them how to drive or make their bed.

1 month ago | bankrate.com | India Davis |Reena P Thomas

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survery, over half of Americans have not received a strong financial education, affecting their ability to build positive money habits. If you are a parent or a guardian, then teaching your children about credit cards may take a backseat to teaching them how to drive or make their bed.

1 month ago | bankrate.com | Nicole Dieker |India Davis |Ryan Flanigan |Courtney Mihocik

Credit card issuers may choose to reject your application even if you have a good or excellent credit score. Factors like previous credit mistakes, too many applications and too many cards can affect your approval odds. If you were denied a credit card with good or excellent credit, the issuer is required to tell you why you were denied. You may be able to contact the issuer’s customer service and argue for reconsideration.

1 month ago | bankrate.com | Courtney Mihocik |India Davis

Data breaches, financial fraud and internet crime have increased in recent years, so now’s the time to review how to protect your finances. If you haven’t already frozen your credit to prevent financial fraud, now may be the time to do it. Freezing your credit is free and has no impact on your credit score. Falling victim to a scam can be debilitating for your personal finances, and worryingly, financial fraud is becoming more common.