
Emily Roth
Associate Editor, Credit Cards and Loans at U.S. News and World Report
@usnews Associate Editor on the Credit Cards, Loans & Banking team | Former: @wwj950 @hour_detroit @metroparent | @waynestate alumna | Opinions are mine
Articles
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1 week ago |
money.usnews.com | Melanie Pincus |Emily Roth |Ray Frager
Getty ImagesBusiness credit cards can help keep your business expenses separate from your personal expenses. Key Takeaways If you want to keep your personal and business finances separate, having a business credit card can help. Business credit cards almost always come with rewards and perks that target business owners. Compared with a business card, personal credit cards may have lower credit limits but longer 0% APR offers.
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1 week ago |
money.usnews.com | Emily Roth |Dawn Papandrea |Whitney Blair Wyckoff
Getty ImagesCarefully consider the costs when you research plastic surgery financing options. Key Takeaways A personal loan can help you finance a cosmetic surgery. Shop around to find a lender offering a competitive interest rate and terms that suit your needs. Other options include a payment plan from your provider, a medical credit card or a 0% introductory APR credit card. Avoid using your retirement account or home equity to pay for a cosmetic procedure.
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2 weeks ago |
money.usnews.com | Jessica Merritt |Emily Roth |Emily Hayes
Key Takeaways Visa and Mastercard offer the most international acceptance. Avoiding foreign transaction fees can help you save up to 3% when purchasing abroad. Bring a backup card, debit card and local currency to cover any payment scenario. If you're packing your U.S. credit card on your next international trip, rest assured you're unlikely to experience problems with acceptance in most destinations – especially if you have a Visa or Mastercard.
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Jul 29, 2024 |
usnews.com | Laine Cibulskis |Emily Roth |Mark Evitt
Banks need to balance constant security updates with a positive consumer experience.
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Jul 14, 2023 |
money.usnews.com | Melanie Pincus |Emily Roth
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