Michael Bernard

Vancouver

Contributor at Vancouver Sun

Freelance Writer at Freelance

Articles

Sam & Jony introduce io

1 week ago | medium.com | Michael Bernard

Sam Altman, CEO of OpenAI, is gifted with the ability to make people believe in magical thinking. Four days ago, OpenAI released a video of Altman and Jony Ivy, a legendary designer at Apple for designing products that landed in the hands of billions across the globe and changed the world. Altman and Ivy, planted inside a well-known restaurant in San Francisco, tell us about their admiration for one another and announce a new company named io.
The Democrats Brand Crisis

3 weeks ago | medium.com | Michael Bernard

Liberal Policies, Progressive Messaging, and Democratic DisharmonyThe Democratic Party brand is in disarray. More damning than that is knowing they’ve lost control of messaging for parts of their brand. How so? Their actions and policies point to one fact — the Democratic Party is liberal. Being a liberal is distinctly different from being a progressive.
Small Business Digital Banking Platforms: North America Edition - Solutions for Community Financial Institutions

3 weeks ago | celent.com | Alenka Grealish |Bob Meara |Michael Bernard

Digital banking platform (DBP) capability has evolved significantly since Celent's 2022 vendor comparison. First, some leading functionality then has become table stakes today. Second, Celent finds new areas of differentiation emerging, including new models that represent a clear divergence from the offerings of just two years ago. As a result, choosing a new DBP today will be far more impactful on a financial institution’s (FI) future success than in years past.
Small Business Digital Banking Platforms: North America Edition Solutions for Mid-sized to Large Banks

1 month ago | celent.com | Alenka Grealish |Bob Meara |Michael Bernard

Digital banking platform (DBP) capability has evolved significantly since Celent's 2022 vendor comparison. First, some leading functionality then has become table stakes today. Second, Celent finds new areas of differentiation emerging, including new models that represent a clear divergence from the offerings of just two years ago. As a result, choosing a new DBP today will be far more impactful on a financial institution’s (FI) future success than in years past.
Review: On Tyranny

1 month ago | medium.com | Michael Bernard

Twenty Lessons from the Twentieth CenturyOn Tyranny: Twenty Lessons From the Twentieth Century will surface contradictory feelings for most Black Americans. It summoned those very feelings within me. My family has a history dating back close to 200 hundred years in America on both sides. I am the descendant of enslaved Africans. I have family members who fought in the American Civil War. I also have family members who were enlisted in segregated regiments during World War I and II.
The Price of Tomorrow

2 months ago | medium.com | Michael Bernard

Member-only storyWhy Individual Creators Are Being Left BehindMichael Bernard·Follow5 min read·--Sam Altman, CEO of OpenAI. TechCrunch Disrupt San Francisco 2019, Day 2. America’s deep in the race for artificial intelligence (AI) supremacy against China. The hundreds of billions being invested in OpenAI, Anthropic, and xAI, or allocated by Google and Meta are testaments to how much this battle means to the precious few with plans for dominating the world.
Decoding Retail Digital Banking Platforms

Mar 6, 2025 | celent.com | Michael Bernard |Alenka Grealish |Bob Meara

6 March 2025Spotlighting Functionality and Technology Innovation This is the preamble report to our series, Retail Digital Banking Platforms: 2025 XCelent Awards, Powered by VendorMatch. Powerful market and technology forces are converging to influence the digital channel strategies of financial institutions. Digital banking platform (DBP) vendors are responding with innovative new offerings to meet these needs.
Decoding Small Business Digital Banking Platforms

Mar 5, 2025 | celent.com | Michael Bernard |Alenka Grealish |Bob Meara

5 March 2025Spotlighting Functionality and Technology Innovation As we undertake extensive research on digital banking platforms, we have compiled this preamble report to our series, Small Business Digital Banking Platforms: 2025 XCelent Awards, Powered by VendorMatch. Forces similar to those impacting retail digital banking are converging to set a new bar in small business digital banking. Digital banking platform (DBP) vendors are responding with innovative new offerings to meet these needs.
The Clash: A Black Perspective

Mar 1, 2025 | medium.com | Michael Bernard

Michael Bernard·Follow6 min read·--The Only Band That MattersJoe Strummer, Mick Jones and Paul Simonon in concert with the Clash in 1980. Photo by Helge Overas. LinkHard to write about the Clash without first recognizing they shot some of the most iconic album covers in the history of punk rock. It’s accurate to say the history of music. Back when I couldn’t have named five songs by the band, I still had a clear image of the London Calling album cover in my mind.
The DEI Witch-Hunt Energizes Conservatives

Feb 9, 2025 | medium.com | Michael Bernard

Member-only storyPresident Donald Trump Reignites McCarthyismMichael Bernard·Follow6 min read·--Senator Joseph McCarthy (1954). Library of Congress (no copyright on this image). The Conservatives are coming for you. They spelled out what policies they want to enact with Mandate for Leadership 2025: The Conservative Promise (better known as ‘Project 2025’). The only thing they didn’t explicitly state or expect with Project 2025 was gaining immense help from the world’s richest man, Elon Musk.