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2 weeks ago | 
moneymarketing.co.uk | Tom Browne |Paul Morrish |Darius McQuaid
If the years after the 2008 crash were all about cleaning up the mess, then 2014 to 2020 was about trying to move on — although MM reported on numerous plot twists along the way. Economies around the world were still riding the slow train to recovery. The US began cautiously winding down its money-printing (aka quantitative easing) experiments, while interest rates stayed low pretty much everywhere. Growth was there… just not exactly setting the world alight (sound familiar?).
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2 weeks ago | 
moneymarketing.co.uk | Dan Cooper |Momodou Musa Touray |Paul Morrish |Mariam Pourshoushtari
In October 2014, then chancellor George Osborne used his Budget speech to announce the biggest reforms to pensions in a generation. His plan for pensions freedoms –designed to give savers greater choice when approaching retirement – took everyone, including the regulator, by complete surprise. This “Budget bombshell”, AJ Bell head of public policy Rachel Vahey says, ripped up the rulebook and transformed the way people were able to access their pension pots. “It really hit us all,” she says.
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3 weeks ago | 
moneymarketing.co.uk | Paul Morrish |Catriona Standingford |Darius McQuaid
This month has seen both International Women’s Day and Mother’s Day. These dates have coincided with period of personal reflection on the influence of key females in my life, and a fresh realisation that women have been there at all the key moments. When I was a young youth leader, a much older and wiser head spoke one line that shaped a lot of my subsequent outlook. ‘Dave’ affirmed that “we all need a significant other adult”.
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Dec 6, 2024 | 
moneymarketing.co.uk | Paul Morrish
Over a third of advice firms believe there has been “no progress” towards the Consumer Duty’s products and services outcome, early analysis of the Lang Cat’s State of the Advice Nation (SOTAN) report has revealed. The research highlights adviser frustration with the lack of progress made by the sector. When asked to rate progress, 34% of firms indicated efforts had been “a waste of time” and “nothing has changed”. Meanwhile, more than half (55%) stated there’s more work to be done.
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Dec 4, 2024 | 
moneymarketing.co.uk | Paul Morrish |Dan Wiltshire
Adviser productivity has dropped in the past year, despite an average rise of 7% in employed advisers’ total earnings, research by consultancy Paul Harper Search has revealed. The report found that, in 2024, fees generated per adviser dropped by 3.5% from £207,302 to £200,012. The consultancy said a typical benchmark threshold it sees for advisers’ bonus schemes is based on experienced employed financial planners generating three times their salary, although it can vary from 2.5 to four times.
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Dec 3, 2024 | 
moneymarketing.co.uk | Victoria Ross |Danby Bloch |Paul Morrish
I’ve read quite a few opinion pieces recently on the benefits of being a smaller company in the financial planning space. Having started my advice career at a smaller firm with 10 employees and now being part of an international company with a headcount significantly higher, I’ve gained valuable experience from both and feel well positioned to provide a balanced view. Small can be beautiful A benefit that small companies share across many industries is having all your employees in one room.
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Nov 29, 2024 | 
moneymarketing.co.uk | Paul Morrish |Dan Wiltshire
I recently saw a sticker on the bumper of a car that read, ‘People who think they know it all are especially annoying to those of us who do’. It made me think about perspectives on what defines our flourishing. To add a bit more context to this, an anonymous thinker once wrote:“Tell me your dreams and I will tell you the riddle of your life. Tell me your prayers and I will write the history of your soul. Tell me your askings and I will tell you your gettings.
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Nov 27, 2024 | 
insidehousing.co.uk | Paul Morrish
ao link You are viewing 1 of your 1 free articles Comment Through partnership, we can create solutions to homelessness, writes Paul Morrish, chief executive of LandAid Sharelines Developers should use their homes to prevent youth homelessness #UKhousing The solutions we need to tackle homelessness can be found through creativity and partnership, writes Paul Morrish, chief executive of LandAid #UKhousing For the past 10 years, LandAid has worked with its property industry partners with a sole...
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Jul 24, 2024 | 
moneymarketing.co.uk | Martin Tilley |Ros Altmann |Paul Morrish |Momodou Musa Touray
Several years ago, at the height of the Financial Conduct Authority’s review of Sipp governance, I ran a poll among advisers and Sipp providers, challenging each to place in order of importance the factors they considered relevant when selecting a Sipp provider. The results showed quite a divergence. Top of the advisers’ lists were costs and ease of administration, whereas topping the providers’ lists were capital adequacy coverage and due diligence processes on investment acceptance.
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Jul 22, 2024 | 
moneymarketing.co.uk | Ros Altmann |Claire Trott |Paul Morrish
What must the new government do to revive financial markets and growth? Harnessing the power of UK fund flows into pensions and Isas would be an excellent start. New chancellor Rachel Reeves has rightly expressed a desire to utilise the power of pension assets to boost domestic growth. It has long been clear the fiscal constraints resulting from Covid and energy support schemes have reduced government finances available for much-needed infrastructure and sustainable growth investing.
