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Jan 14, 2025 | 
tcf.org | Tiara Moultrie |Robert Shireman |Laura Valle-Gutierrez |Denise Smith
Before federal student loan repayment paused in spring 2020, nearly 20 percent of borrowers—8 million Americans—were in default due to failure to make payments, while the overall total of outstanding student debt reached $1.5 trillion. To facilitate a new era of student loan repayment marked by a lower risk of defaulting, the U.S. Department of Education debuted the Saving on a Valuable Education (SAVE) Plan in August 2023, whose benefits were scheduled for phase-in over the following year.
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Nov 26, 2024 | 
tcf.org | Tiara Moultrie |Denise Smith |Peter Granville |Robert Shireman
To make their college dreams possible, students and families increasingly depend on financial aid, such as the federal Pell Grant, state-based grants and scholarships, and institutional tuition discounts. Financial aid programs help bridge the gap between families’ means and the sky-high sticker price of college; they are also critical components of elected leaders’ strategies to equip the nation’s workers with skills the economy demands.
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Nov 20, 2024 | 
tcf.org | Carolyn Fast |Qyana M. Stewart |Amber Villalobos |Robert Shireman
The next four years will be tumultuous for students and colleges. President-elect Trump is expected to aggressively reorient the federal role in higher education, and his agenda may face little challenge from either Congress or the courts. The first Trump administration prioritized proprietary colleges’ profits over the interests of defrauded students and reduced protections for vulnerable students.
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Oct 16, 2024 | 
tcf.org | Qyana M. Stewart |Amber Villalobos |Robert Shireman |Denise Smith
TCF senior fellow and director of higher education Carolyn Fast testified before the New Jersey State Senate Higher Education Committee on October 10, 2024.
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Aug 14, 2024 | 
tcf.org | Robert Shireman |Alejandra Vazquez Baur |Jasmine Brann |Jonathan Zabala
From Ohio’s College Credit Plus to Hawaii’s Running Start, dual enrollment (sometimes called dual credit) programs are spreading all over the nation. In these programs, eligible high school students can take certain college courses as part of their high school education. As Hawaii’s program name implies, dual enrollment is intended to give high school students a running start on gaining a college education. Dual-enrolled students are now a significant portion of college enrollment.
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Jun 3, 2024 | 
tcf.org | Carolyn Fast |Tiara Moultrie |Amber Villalobos |Robert Shireman
In a 1993 essay, Milton Friedman declared that one of the virtues of the free market system was its non-consideration of one’s color or religion. The only thing that ultimately matters is the quality of a good or service. Therefore, participants in any free market should expect that their participation in the market would not be hindered by factors outside their control, such as race.
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Mar 22, 2024 | 
tcf.org | Peter Granville |Robert Shireman |Carolyn Fast |Denise Smith
There is no end in sight to the financial woes at the U.S. Department of Education’s Office of Federal Student Aid (FSA). FSA needs funds to carry out crucial services, including processing the Free Application for Federal Student Aid (FAFSA) and overseeing the $1.6 trillion dollar student loan program. Unfortunately, the agency is starved for funds.
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Feb 6, 2024 | 
tcf.org | Robert Shireman |Peter Granville |Denise Smith |Tiara Moultrie
In the last weeks of 2023, with momentum building in the House for a Pell Grant expansion that would require new funding, lawmakers on the Education and Workforce Committee turned to the student loan program to craft a funding mechanism, known as a “pay-for.” To offset the cost of expanding the Pell Grant so that it could be used for programs less than fifteen weeks in length, the Bipartisan Workforce Pell Act would create a new rule prohibiting institutions with lavish endowments from...
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Jan 7, 2024 | 
insidehighered.com | Jennifer Blum |Robert Shireman
You have /5 articles left. Sign up for a free account or log in. ZargonDesign/iStock/Getty Images PlusWhether on student loan policy or oversight of for-profit colleges, federal higher education policy over the past decade has resembled a ping-pong match, with rules adopted by one administration reversed or revised by the next.
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Jan 4, 2024 | 
insidehighered.com | Jennifer Blum |Robert Shireman
You have /5 articles left. Sign up for a free account or log in. ZargonDesign/iStock/Getty Images PlusWhether on student loan policy or oversight of for-profit colleges, federal higher education policy over the past decade has resembled a ping-pong match, with rules adopted by one administration reversed or revised by the next.
