Stephen Maunder

London

Money News Editor at Which?

Money news editor @WhichUK.

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Articles

What's happening to house prices? - Which?

1 month ago | which.co.uk | Stephen Maunder |Sam Wilson

Discover what's happening to the property market, with the latest news on house price growth, sales figures and predictions for 2025.
5 things I'd never do as a mortgage expert

Jan 29, 2025 | which.co.uk | Stephen Maunder

Applying for a mortgage can be stressful - from the challenge of choosing the right deal to keeping on top of the mountains of paperwork. And at a time when rates remain relatively high, mistakes can be costly. I've been writing about the mortgage market for nearly a decade, and over that time I've come across a series of common pitfalls and misconceptions that result in borrowers making the wrong decisions and paying over the odds. Read on to find out my five top tips for getting a mortgage.
11 house price and mortgage predictions for 2025

Dec 23, 2024 | which.co.uk | Stephen Maunder

It's been a relatively quiet year for the property market. Mortgage rates have fallen more slowly than anticipated, denting affordability and scuppering the prospect of significant house price rises. 2025 is likely to be different. The new government has ambitious housebuilding plans and is seeking to overhaul standards in the rented sector, while the end of stamp duty relief could see buyers and sellers race against the clock to get springtime sales over the line.
Base rate remains at 4.75% – what it means for mortgages - Which? News

Dec 19, 2024 | which.co.uk | Stephen Maunder

By clicking a retailer link you consent to third-party cookies that track your onward journey. If you make a purchase, Which? will receive an affiliate commission, which supports our mission to be the UK's consumer champion. The Bank of England has today voted to maintain the base rate at its current level of 4.75%. The Bank's nine-person Monetary Policy Committee (MPC) voted 6-3 in favour of the hold, with three members voting for a cut.
Best mortgage lenders - Which?

Oct 26, 2024 | which.co.uk | Stephen Maunder |Sam Wilson

Find out the best mortgage lenders in the UK, based on reviews from over 3,000 homeowners and expert analysis of the providers that offer the best deals.
Best mortgage lenders 2024 - Which?

Oct 16, 2024 | which.co.uk | Sam Wilson |Stephen Maunder

The mortgage market has been volatile over the past couple of years, with high rates posing a challenge for millions of homeowners. Whether you're taking out a new mortgage or are remortgaging at the end of a fixed term, it's important to know your new lender will offer great customer service and support should you need it. We're here to help. We've surveyed thousands of mortgage holders to find out how satisfied they are with their provider.
Base rate remains at 5% – will mortgage rates continue to fall? - Which? News

Sep 18, 2024 | which.co.uk | Stephen Maunder

The Bank of England has maintained its base rate at 5%, but hopes remain of a further cut later this year. The Bank's nine-person Monetary Policy Committee (MPC) voted 8-1 in favour of keeping the rate at 5%. Read on to find out what the announcement means for your money, whether you're buying a home, are due to remortgage, or trying to get the best return on your savings.
Mortgage rates are falling: are even cheaper deals around the corner?

Sep 13, 2024 | which.co.uk | Stephen Maunder

Six weeks on from the Bank of England cutting its base rate, mortgage rates are continuing to fall. Cheaper rates will be music to the ears of homebuyers and people remortgaging, but those with lower deposits are still seeing the smallest cuts. Read on to find out how lower rates are impacting mortgage repayments, and whether the experts think the base rate will fall again this month.
Gifted deposits hit record levels: how to help your child buy their first home - Which? News

Sep 2, 2024 | which.co.uk | Stephen Maunder

Cash-strapped first-time buyers are being gifted record sums by family members in their pursuit of getting onto the property ladder. A new report by Legal & General (L&G) shows financial gifts are set to exceed £9bn this year, as buyers boost their deposits to offset high mortgage rates. Read on to find out how the 'Bank of Family' is impacting house purchases, and for advice on alternative ways you can help your child buy their first home.
The premium you'll need to pay to buy a house near a top school - Which? News

Aug 28, 2024 | which.co.uk | Stephen Maunder

Parents buying a home within the catchment area of a top primary school face paying a £21,000 premium. New research by Santander found that properties close to sought-after schools cost 5% more than other local homes, a gap that can equate to tens of thousands of pounds. Read on to find out how parents are planning ahead to secure school places and for advice on finding the right place to live.