Steve Bucci

2 months ago | bankrate.com | Garrett Yarbrough |Steve Bucci |Alice Lesperance

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not. Fortunately, being approved could offset the drop with the additional credit added to your utilization ratio. New credit applications are only 10 percent of your credit score, so a hard pull may only decrease your score by a few points, although the effect varies based on your credit profile. The credit score drop is only temporary, and often reverts after a few months.

Nov 26, 2024 | msn.com | Steve Bucci

Continue reading More for You   Continue reading More for You

Nov 26, 2024 | bankrate.com | Steve Bucci |Alice Lesperance |Stephanie Zito

An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the IRS for individuals who are not eligible for a Social Security Number. Many lenders and credit card issuers accept an ITIN in place of an SSN for credit card applications. It’s important to consider secured cards or student credit cards as options for obtaining a credit card with an ITIN.

Nov 26, 2024 | news3lv.com | Steve Bucci

How to apply for a credit card with an ITIN numberby Steve BucciTue, November 26th 2024 at 3:24 PMFerrantraite/Getty Images

Sep 27, 2024 | townhall.com | Steve Bucci

Despite existing Supreme Court decisions to the contrary, state level officials, egged on by climate activists, continue to use state laws to try to circumvent the nation’s highest court to advance their counterproductive climate agenda. This legal crusade is putting national security at grave risk, and these officials could care less. It has to stop, and the U.S. Supreme Court should state loud and clear that enough is enough.