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4 weeks ago | 
bankrate.com | Seychelle Thomas |Daniella Ramirez |Kelli Pate
There are four main types of cash back cards: flat-rate, fixed bonus categories, rotating bonus categories and cardholder’s choice categories.
It’s important to choose a cash back card with a rewards structure that aligns with your spending patterns. Compare annual fees, sign-up bonuses, card benefits and redemption options when choosing the right cash back card for you. Pairing a flat-rate card with a bonus category card can help maximize your rewards when managed well.
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1 month ago | 
bankrate.com | Jacqueline DeMarco |Daniella Ramirez
The Chase Freedom Unlimited® has a straightforward rewards structure, numerous redemption options and a strong welcome bonus for new cardholders.
This card also includes access to Shop Through Chase, which allows you to earn bonus rewards at participating retailers. This card pairs well with other Chase credit cards to pool your Chase Ultimate Rewards points. I waited until after college to apply for my first credit card.
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2 months ago | 
bankrate.com | John Egan |Daniella Ramirez
This page was originally published in early 2024 and reflects the author’s financial decisions during that time. Card details may have since changed. You don’t have to be a rewards junkie to get the most out of your credit cards if you employ the right strategy.
For those just starting out, stick with reward programs you’re familiar with, avoid cards with hefty yearly fees and initially focus on one or two reward schemes.
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Jan 23, 2025 | 
bankrate.com | Dan Rafter |Daniella Ramirez
Both the Wells Fargo Active Cash® Card and the Citi Double Cash® Card offer 2 percent cash back on purchases. With the Citi Double Cash Card, you’ll earn 1 percent cash back as you make purchases and another 1 percent cash back as you pay for purchases. Both cards also come with no annual fee, flexible redemption options and intro APR offers. Citi is an advertising partner.
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Jan 23, 2025 | 
bankrate.com | Aja McClanahan |Daniella Ramirez
Both The Platinum Card® from American Express and The Business Platinum Card® from American Express are top-tier credit card options with premium benefits (and high annual fees to match). The Amex Platinum Card may be a better choice for users who appreciate travel-related perks but also want to take advantage of the card’s consumer spending credits.
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Jan 22, 2025 | 
bankrate.com | Erin Bendig |Daniella Ramirez
The Discover it® Student Chrome and the Discover it® Secured Credit Card are both viable options for students and are similar in almost every way. Both cards have the same rewards structure — including boosted rewards for dining and gas purchases — and both cards have no annual fee or foreign transaction fees. The Discover it® Secured Credit Card, however, requires a security deposit to open — but unlike the Student Chrome, it’s also available to people who aren’t students.
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Jan 17, 2025 | 
bankrate.com | Holly Johnson |Daniella Ramirez
The Capital One Venture Rewards Credit Card and the Discover it® Miles are midtier travel cards that offer valuable rewards with low annual fees. Capital One Venture cardholders can earn a generous welcome bonus, elevated rewards on hotels and rental car purchases through Capital One Travel and a flat 2X miles on other purchases. The Discover it Miles comes with a nice earnings rate on purchases, an excellent introductory APR on purchases and balance transfers and no annual fee.
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Jan 15, 2025 | 
bankrate.com | Holly Johnson |Daniella Ramirez
Both the Capital One VentureOne Rewards Credit Card and the Capital One Quicksilver Cash Rewards Credit Card earn solid rewards without an annual fee.
The Capital One Quicksilver earns miles that can be redeemed for travel or transferred to Capital One travel partners for even more value. The VentureOne card is suited for those who prefer cash back, earning a flat cash back rate on most purchases.
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Dec 10, 2024 | 
zdnet.com | Daniella Ramirez
Amplify your dev work with this deal on Visual Studio Pro 2022 right now. StackSocialHaving in-house development is a massive advantage for many businesses. And having software on hand to help streamline workflows, amplify productivity, and keep projects on track is a must -- especially when you can get it at a discount. Right now, Microsoft Visual Studio Professional 2022 for Windows is on sale for only $28 (reg. $499), saving you 94%.
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Dec 10, 2024 | 
zdnet.com | Daniella Ramirez
Get a Babbel lifetime language subscription at a big discount right now. StackSocialLearning a new language can be daunting. But right now, you can buy a lifetime subscription to Babbel Language Learning from Stack Social that lets you choose from 14 languages and access more than 10,000 hours of online language education for $150 -- that's 74% off. Not everyone has the time or resources to study a brand-new language.
