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Nov 7, 2024 | 
datos-insights.com | Thad Peterson |Chris Eberly |Caitlin Simmons
The 2024 edition of Money20/20 USA showcased an industry in transition, with artificial intelligence (AI), open banking, and real-time payments dominating discussions across the packed halls of The Venetian Hotel in Las Vegas.
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Sep 23, 2024 | 
datos-insights.com | Thad Peterson |Mitch Wein
This article was originally published by Digital Transactions. Merchants have to deal with an increasingly complex payments ecosystem. Companies are looking for the flexibility to harmonize their payments processing, profit from local market conditions for better authorization rates and cost reduction, minimize operational risk (e.g., outages), and simplify acquiring relationships when possible. Consumers expect fast and seamless checkout experiences regardless of device or venue.
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Aug 12, 2024 | 
military.com | Thad Peterson
One of the most difficult aspects of relocating overseas is making the financial transition. It could take weeks to settle into a budget that supports your way of life, especially if you’re accustomed to dining at fine restaurants and indulging in a shopping habit. But with planning and research, you should have fewer surprises. And you can get more information by researching the US State Department's per diem rates and cost of living indexes.
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Feb 23, 2024 | 
datos-insights.com | Thad Peterson |Stewart Watterson |Robin LoGiudice
The big news this week in payments is Capital One’s possible acquisition of Discover. It’s a potential game-changer; whether or not it’s approved, it’s going to impact the evolution of the space going forward. Datos Insights has received many questions from our clients about this announcement, so we polled analysts from our different teams to get their thoughts and insights.
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Jan 17, 2024 | 
fintechwire.com | Rachel Gore |Jaclyn Jaeger |Thad Peterson |Thornblad Thornblad
The electric vehicle (EV) market is flourishing, with a record-setting 10 million EVs sold globally in 2022. The International Energy Agency predicts that 2023 will be another record-setting year, reaching an estimated 14 million EVs sold and achieving an impressive 35 percent YOY increase. On top of that, electric vehicles’ overall market share has grown from just 4 percent of the car market in 2020 to 14 percent in 2022. Looking ahead, expect it to take up an even bigger piece of the pie.
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Jan 17, 2024 | fintechwire.com | Rachel Gore |Jaclyn Jaeger |Thad Peterson |Thornblad Thornblad
The electric vehicle (EV) market is flourishing, with a record-setting 10 million EVs sold globally in 2022. The International Energy Agency predicts that 2023 will be another record-setting year, reaching an estimated 14 million EVs sold and achieving an impressive 35 percent YOY increase. On top of that, electric vehicles’ overall market share has grown from just 4 percent of the car market in 2020 to 14 percent in 2022. Looking ahead, expect it to take up an even bigger piece of the pie.
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Jan 16, 2024 | 
fintechwire.com | Tim Nargassans |Jaclyn Jaeger |Thad Peterson |Thornblad Thornblad
Tim Nargassans is a Board Advisor with Ares Communication Group, owner of FintechWire. This article is the first of many which he will contribute to the FintechWire community. Find more of his articles here. When I think back to being on a teller line in the ‘90’s – running multi-store locations post 9/11, the 2008 crash, passage of Durbin, EMV cards, and my last 13 years in the fintech landscape we know today – I am truly astonished at the change in virtually every aspect.
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Jan 16, 2024 | 
fintechwire.com | Brent Watters |Jaclyn Jaeger |Thad Peterson |Thornblad Thornblad
As the United States ventures into its first spot Bitcoin ETF offerings, those wondering how it will all unfold might want to look north of the border. Canada was a front-runner in embracing digital assets through its innovative spot Bitcoin. Drawing parallels from the Canadian experience can unveil valuable insights into the potential trajectory, and prospects for the burgeoning US market.
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Jan 16, 2024 | 
fintechwire.com | Ed Medina |Jaclyn Jaeger |Thad Peterson |Thornblad Thornblad
As banking as a service gained traction in recent years, its risks have also become apparent, and last year regulators tightened rules regarding the integration of licensed banking institutions and the unlicensed digital platforms that consumers use to manage their finances. Banking as a Service (BaaS) is the inclusion of licensed banking services in non-bank, third party products.
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Jan 12, 2024 | 
fintechwire.com | Jaclyn Jaeger |Thad Peterson
Payroll service providers are now delivering a variety of on-demand payday options and applications, as employers move to meet the needs of their employees, gig workers and freelance contractors. Many of these newer tech solution providers partner with banks, card companies, or mainstay payroll companies to create access for workers to receive on-demand pay, also known as earned wage access or EWA.
