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2 months ago | 
newsweek.com | Theresa Stevens |Kristy Snyder |Mary Beth Eastman
Editorial Disclosure: Opinions, reviews, analyses and recommendations expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of these entities. Vault Banking Savings Advertiser Disclosure By Theresa Stevens Theresa Stevens Contributor Theresa Stevens is a personal finance writer based in Boston, Massachusetts.
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Nov 2, 2024 | 
forbes.com | Cassidy Horton |Theresa Stevens |Elizabeth Aldrich
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Bank bonuses are an easy way to earn cash with relatively minimal effort. The best bank bonuses typically require you to either deposit a lump sum, receive a minimum amount of direct deposits or some combination of the two. Whichever situation applies to you, we’ve identified the best bank bonuses on the market today.
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Jul 11, 2024 | 
aol.com | Theresa Stevens |Denny Ceizyk
July 11, 2024 at 3:00 PMaudioundwerbung/istockphotoFixated on a Fixer-UpperA fixer-upper loan may be a good option if you’re buying a house that needs some TLC. These loans are designed to give you cash to both buy and renovate your new home. Understanding how the different fixer-upper loans work will help you decide the best way to finance your own fixer-upper.
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Jul 4, 2024 | 
mediafeed.org | Theresa Stevens
A fixer-upper loan may be a good option if you’re buying a house that needs some TLC. These loans are designed to give you cash to both buy and renovate your new home. Understanding how the different fixer-upper loans work will help you decide the best way to finance your own fixer-upper. 6 fixer-upper loansFixer-upper loans — also commonly known as renovation loans — are mortgages that typically offer you enough money to buy a new home and pay for repairs at the same time.
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Apr 17, 2024 | 
forbes.com | Kat Aoki |Kevin Payne |Theresa Stevens |Aaron Hurd
Checking Account DefinitionA checking account is a type of deposit account that you can open at a brick-and-mortar bank, online bank or credit union. Checking accounts allow you to deposit money that you can then draw against to pay bills or make purchases. They also may be called transactional accounts. Checking accounts are different from savings accounts because—rather than being designed to hold money for the long-term—they’re meant for everyday use.
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Feb 15, 2024 | 
marketwatch.com | Theresa Stevens |Rashawn Mitchner
The Barclays Online Savings account offers a competitive rate that’s well above the national average and on par with many of its competitors’ savings account interest rates. Savings rates determine how much you earn on your money. Banks consider various factors when setting rates, such as market conditions and the rates other financial institutions offer.
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Feb 8, 2024 | 
forbes.com | Theresa Stevens |Brooke Enloe
Savings accounts are a smart place to keep money for your short- and long-term financial goals, such as a future home down-payment or starting a business. However, sometimes you may need to access your savings earlier than expected. Withdrawing money from your savings account is relatively straightforward, but the process depends on your bank’s specific policies. There are several ways to withdraw money from a savings account.
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Sep 12, 2023 | 
forbes.com | Theresa Stevens |Elizabeth Aldrich
The Apple High-Yield Savings Account earns an impressive 4.15% APY, far above the national average and in line with some of the best savings accounts. In addition to its high rate, the account has no fees, no minimum deposit requirements and no minimum balance requirements. Apple savings accounts are provided by Goldman Sachs Bank and FDIC-insured up to $250,000. Apple Savings is only available to Apple Card* customers.
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Aug 28, 2023 | 
forbes.com | Theresa Stevens |Brooke Enloe
Although they are less common now, you may encounter checks from time to time. When you do, you’ll want to deposit or cash that check as quickly as possible. When you deposit or cash a check, the funds must go through a clearing process before they’re available to you. The amount of time it takes for a check to clear can vary depending on the check amount and where it’s cashed. How Long Does It Take for a Check to Clear?
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Aug 25, 2023 | 
forbes.com | Theresa Stevens |Lauren Graves
Merrick Bank Account Basics Merrick Bank offers loans, credit cards and CDs. There are no checking accounts, savings accounts or money market accounts with the bank. Here’s a breakdown of Merrick’s CD accounts. Merrick Bank High-Yield Certificates of Deposit have some of the highest rates on the market with terms that range from three months to five years. Merrick offers only standard certificates, all of which require minimum opening deposits of $25,000. Accounts must be funded by ACH transfer.
