Vishnu Prasad R

Jul 29, 2024 | finextra.com | Hirander Misra |Vishnu Prasad R |Raktim Singh |Francesco Fulcoli

Agricultural innovations are a necessity to meet the challenges of the ever-growing population of our world. This article focuses on a number of companies whose groundbreaking agricultural innovations are redefining farming practices and setting new standards for efficiency and sustainability. These agricultural solutions are significantly impacting our world, by providing us with the tools and means for ensuring the food security needed to feed our planet.

Jul 24, 2024 | finextra.com | Vishnu Prasad R |Raktim Singh |Francesco Fulcoli

Carbon markets are essential for achieving climate goals by incentivising emission reductions. However, ensuring the credibility and transparency of transactions is crucial for their success. The fragmented nature of existing voluntary carbon markets and the lack of standardised approaches pose significant challenges. This not only hinders effective clearing and settlement, but also acts as a constraint to prevent capital being deployed where it is really needed.

Jul 9, 2024 | finextra.com | Barley Laing |Alex Kreger |Kaustuv Ghosh |Vishnu Prasad R

Small and medium-sized enterprises (SMEs) are undeniably a cornerstone of global economic growth and innovation. The International Labour Organization recently reported that in most OECD countries, SMEs contribute more than 50% of GDP, with some global estimates placing this figure as high as 70%. Despite their significant economic role, SMEs continue to encounter substantial difficulties in accessing banking services that effectively meet their needs.

Jul 9, 2024 | finextra.com | Alex Kreger |Kaustuv Ghosh |Vishnu Prasad R |Anup Chandrashekar

In an age of digitalisation and enhanced expectations, business owners are actively seeking out integrated ecosystems in which they can easily access all financial services in one place. This has given rise to a thriving embedded finance sector, which is predicted to grow at a compounded rate of 29% through to 2032, leading to a projected value of $730 billion.

Jul 8, 2024 | finextra.com | Kaustuv Ghosh |Vishnu Prasad R |Anup Chandrashekar |Sergiy Fitsak

The modern banking executive faces a pervasive challenge: how to innovate effectively in a rapidly evolving digital landscape. They are increasingly drawn to the allure of cutting-edge technologies─from AI and blockchain integration to cloud-based infrastructure and open banking APIs. However, when creating digital financial products and services, this tech-driven focus might overlook the essential component of the user experience (UX), leading to potential pitfalls.