Yuliya Goldshteyn

2 weeks ago | bankrate.com | Karen Bennett |Yuliya Goldshteyn

The annual rate of inflation has reached its lowest level in four years, according to the consumer price index (CPI) report released Thursday. The 12-month inflation rate decreased in March to 2.4 percent from February’s rate of 2.8 percent. Prices fell on gasoline, used cars and trucks, auto insurance, airfare and recreation. Meanwhile, prices rose on food, medical care, new vehicles and clothing. These numbers don’t include any potential fallout from President Donald Trump’s trade tariffs.

1 month ago | bankrate.com | Kristen Kuchar |Yuliya Goldshteyn

If you’re one of the 80 million Chase Bank customers, chances are you already know of many benefits to banking with the largest banks in the U.S.: cardless ATM access, a robust mobile app and overdraft assistance, to name a few. And while there are some drawbacks — like the low annual percentage yields (APYs) on savings accounts — banking with Chase has a few perks you might not be aware of, such as financial literacy resources and cash bonuses for referrals and opening new accounts.

1 month ago | bankrate.com | Ivana Pino |Yuliya Goldshteyn |Mariah Ackary

Whether or not you should open a bank account abroad will depend on the length of your stay and if you’re planning to travel while overseas. Opening a bank account abroad requires finding a foreign-friendly banking institution and gathering necessary documents like your proof of residence. Consider whether a bank is insured, can handle dual currencies and has branches near you (if needed) before opening an account.

1 month ago | bankrate.com | Karen Bennett |Yuliya Goldshteyn |James Royal

When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s plotted as a line on a graph, and the slope is sometimes used as a forecaster of economic growth. In a normal environment, longer-term bonds have often earned higher yields than shorter-term ones, which is a scenario reflected in an upward-sloping yield curve.

1 month ago | bankrate.com | Rene Bennett |Yuliya Goldshteyn

Everyone looks forward to payday — and if it arrives early, all the better. Direct deposit makes getting paid fast and easy since the money appears in your bank account automatically, without needing to go to a bank. Some banks allow you to receive deposits even faster — by up to two days — through early direct deposit. Getting expedited access to a direct deposit can help avert late payments on bills or prevent you from having to incur an overdraft fee by ensuring your account is funded.