Finder.com

Millions of people across the United States rely on Finder to assist them in making informed choices. We can assist you as well. We recognize that decisions like selecting a credit card, purchasing a home, or obtaining health insurance can feel overwhelming. That’s where we come in. Our mission is to simplify these challenging decisions, turning them into a more manageable and enjoyable process.

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Enable Loans: Fast Cash With No Credit Check But Very Costly

1 week ago | finder.com | Christi Gorbett |Megan B. Shepherd

Is EnableLoans legit? Yes, EnableLoans is a legitimate loan provider, but it has several red flags. The first is its high APRs. As a tribal lender, EnableLoans can charge interest rates and fees way beyond what other lenders offer — around 723% or even higher, depending on your repayment terms.
Hardship Loans: What They Are, When to Use Them and What to Watch Out For

1 week ago | finder.com | Megan B. Shepherd |Holly Jennings

"Taking out a hardship loan might make sense when the expense you’re facing is unavoidable and truly urgent. For example, if your car breaks down and it’s the only way you can get to work, then a short-term loan might actually help keep your income flowing. But if you’re borrowing just to keep up with lifestyle habits or to delay dealing with deeper financial problems, you’re probably just stacking another bill on top of the others.
Personify Financial: Legit Lender But Rates Can Be High

1 week ago | finder.com | Lacey Stark |Megan B. Shepherd

Is Personify Financial legit? Yes, Personify Financial is a legitimate installment loan lender with an A+ rating on the Better Business Bureau (BBB) and hundreds of positive reviews. Loans are issued by either Personify Financial, a licensed lender, or First Electronic Bank, a Utah-chartered industrial bank, depending on where you live. It claims to have approved more than 440,000 loans to date. What makes Personify Financial shine?
Point Break Financial: Not Trustworthy - Use These Instead

1 week ago | finder.com | Christi Gorbett |Megan B. Shepherd

Is Point Break Financial legit? No, Point Break Financial doesn’t seem to be a legitimate loan matching service. Though it advertises loans up to $50,000 with APRs starting at 5.99%, there are no past customers who actually report getting a debt consolidation loan through the company. Instead, they accuse the company of using bait-and-switch tactics to enroll them in a debt settlement program.
FinnFox Review: Several Red Flags Make This One to Avoid

1 week ago | finder.com | Lacey Stark |Megan B. Shepherd

Is FinnFox legit? Probably not. FinnFox doesn’t appear to do much more than sell your information to third parties who may or may not provide you with a loan. Legitimate loan connection services are usually more transparent and offer a range of rates and a list of requirements you’ll need to qualify. FinnFox also has some conflicting information on its website and awkward wording that raises red flags about its legitimacy.
CreditNinja Review: Legit Fast But Pricey Cash Loans

3 weeks ago | finder.com | Christi Gorbett |Megan B. Shepherd

Is CreditNinja legit? CreditNinja is a legitimate company. It’s not accredited by the Better Business Bureau (BBB), but it has an A- rating and many reviews from (mostly) satisfied customers. It also attempts to communicate with unhappy customers and has closed 32 complaints within the last year. CreditNinja is transparent about communication, providing not only email and live chat access but also a phone number and physical address.
Shield Funding: Legit Biz Loans; Be Wary of High APRs

3 weeks ago | finder.com | Lacey Stark |Megan B. Shepherd

Is Shield Funding legit? Yes, Shield Funding — a brand owned and operated by New York-based Ascendancy Corp. — is a legitimate business loan broker founded in 2008. To date, it’s helped more than 2,500 businesses acquire funding to the tune of over $1 billion. It uses multiple measures to secure your data, including SSL encryption and authentication procedures to protect your information from theft, fraud or misuse.
Xact Loan Review: Avoid This Less-Than-Legit Lender

3 weeks ago | finder.com | Lacey Stark |Megan B. Shepherd

Is Xact legit? Xact is a “real” lender, as a result of a partnership between CCBank, Member FDIC, based in Provo, Utah, and Axcess Financial, Cincinnati, Ohio. But its D rating with the Better Business Bureau (BBB) and the volume and nature of complaints may make you think twice before taking out a loan.
Balance Credit: Legit Lender But Beware of High APRs

3 weeks ago | finder.com | Christi Gorbett |Megan B. Shepherd

Is Balance Credit legit? Yes, Balance Credit is a legitimate company. Founded in 2014, it has been in business for more than a decade. While it isn’t accredited by the Better Business Bureau (BBB), the company has an A+ rating for resolving customer complaints. It also gets high marks from past customers on Trustpilot. However, borrowing from Balance Credit isn’t cheap.
Apps Like FrontPay for Quick Cash Advances

3 weeks ago | finder.com | Christi Gorbett |Megan B. Shepherd

FrontPay is a cash advance website that offers $15 to $100 with no credit check, interest or tipping required. But you’ll need a linked bank account with at least $400 in recurring direct deposits from an employer to qualify. Plus, you can try the service for free, but you’ll be charged a $14.99 monthly membership fee on your next payday. The initial advance is quite low, according to reviewers, often $15 to $40, and there are no extra features like budgeting or credit tools.