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4 days ago | lendedu.com | Cassidy Horton

Current, Chime, and Varo are three of the most popular mobile banking apps in 2025. They all offer fee-free checking, early direct deposit, and mobile-first experiences—but each one has a slightly different specialty. Here’s our take:Current is ideal for teens, parents, and anyone who wants to build their credit using their checking account. Chime stands out for its overdraft protection (up to $200) and early access to your paycheck.

4 days ago | lendedu.com | Cassidy Horton

Free Overdraft Protection Mobile Banking App No monthly, overdraft, or minimum balance fees FDIC-insured through two partner banks Early access to your paycheck Free Chime+ membership unlocks more benefits Can automate savings with round-ups and save when you get paid Direct deposit required for key features SpotMe cash advance limit might be low at first Savings APY is less competitive than some other mobile banking apps Best for Free overdraft protection, building credit, avoiding fees...

1 week ago | lendedu.com | Cassidy Horton

Direct FDIC Insurance with Extra Perks Online banking Has its own FDIC insurance (no partner bank) Very few fees compared to other banks Two ways to automate savings Extra perks include early direct deposits, cashback debit card and cash advances No physical branches Some features require direct deposit eligibility Basic budgeting tools may not be enough Products offered Checking, savings, secured credit card, cash advance, line of credit, cashback debit card Monthly fees None Savings annual...

3 weeks ago | lendedu.com | Catherine Collins

Here’s what happens if there’s a government shutdown: Some government agencies and programs remain open while others—those considered nonessential—close. Government shutdowns can cause delays in pay and economic disruption. The longest shutdown in the U.S. lasted 34 days. In this guide, we’ll share everything you need to know about government shutdowns, including what they are, how they happen, and how many the U.S. has had.

3 weeks ago | lendedu.com | Maryalene Laponsie

Gold has been on a hot streak lately, hitting record high values in 2025. The spot price of gold has soared nearly 43% in the past year, according to data from gold broker APMEX. It currently stands at about $3,300 per ounce. Many investors are looking to gold as a way to diversify their portfolios, but not everyone wants to ship and store physical gold. Fortunately for them, there is a way to invest in gold without actually buying gold.