Aja McClanahan

2 weeks ago | money.usnews.com | Aja McClanahan |Barri Segal |Tanza Loudenback

Key Takeaways Set your budget according to factors such as your personal financial circumstances, your relationship with the bride and additional wedding-related expenses. You can find bridal gifts for every budget, from modest to extravagant. The thoughtfulness of the gift is more important than the amount you spend. Attending a bridal shower is a special way to celebrate a bride-to-be, but it also comes with an important question: How much should you budget for a gift?

3 weeks ago | practical-sailor.com | Aja McClanahan

The dream of owning a yacht appeals to many sailing enthusiasts, but the financial realities can make this dream seem out of reach or even cost-prohibitive. Companies like Moorings and Sunsail offer ownership alternatives that allow you to purchase a new yacht and place it into a charter fleet for a specified time—usually five years. To continue reading this article or issue you must be a paid member.

1 month ago | bankrate.com | Katie Kelton |Aja McClanahan |Brooklyn Lowery

With so many rewards cards strategies to consider — like bonus categories, travel points and miles valuations and more — some cardholders opt to go the simpler route. A flat-rate cash back card lets you earn a consistent, unlimited rewards rate for every purchase you make. Redemption options are simple, too, usually in the form of a statement credit, direct deposit or gift card. Other cardholders pair a flat-rate cash back card with another bonus category rewards card.

2 months ago | bankrate.com | Aja McClanahan |Greg Johnson

Bank of America offers secured versions of many of its popular rewards credit cards. If you prefer earning bonus rewards in select categories, the Bank of America® Customized Cash Rewards Secured Credit Card offers cash back in a number of choice bonus categories (terms apply). If you prefer simplicity, the Bank of America® Unlimited Cash Rewards Secured credit card offers flat cash back on every purchase.

2 months ago | money.usnews.com | Aja McClanahan |Liisa Rajala |Barri Segal

Key Takeaways Tax avoidance is the legal use of tax laws to minimize tax liability and maximize savings. Tax fraud involves illegal activities, such as falsifying income or deductions, to evade paying taxes. Tax avoidance strategies are permissible under the law and often involve proper planning and deductions. Tax fraud can lead to severe penalties, including fines and imprisonment.