Colin Kerr

1 month ago | celent.com | Gareth Lodge |Colin Kerr

Corporate Banking IT spending in North America continues to grow strongly. Persistently high interest rates have proved challenging for corporate banking clients, and the product priorities of banks reflect this. For technology investments, 2025 will be the year of AI (perhaps the first of several). However, banks must also invest in data platforms and management to support ambitious AI plans. Bank IT spending continues to accelerate in North America, albeit with some distinct variations.

2 months ago | celent.com | Colin Kerr |Gareth Lodge

IT spending in corporate banking will continue to grow from 2024 through to 2026 – even accelerating in most regions. Some of these increases will be eroded by inflation, and there is also a clear trend toward focusing investments that improve how the bank is run rather than toward innovation and growth initiatives. Top-level drivers of investment have subtly changed, with security and operational resilience jumping into the top three top three drivers or themes for the first time.

2 months ago | celent.com | Colin Kerr |Gareth Lodge

As we move into 2025, the landscape for banks and their clients may shift back towards uncertainty, despite improvements in market conditions and risks observed in 2024. With the rapid adoption of new technologies, banks are under pressure to demonstrate the returns on their investments while effectively managing risk. Has this evolving environment led to a re-evaluation of strategic and product priorities within banks?

Jan 21, 2025 | celent.com | Patricia Hines |Colin Kerr

21 January 2025 Since the financial crisis, transaction banking and commercial lending have become essential revenue streams for banks, characterized by low capital costs and significant investments in technology infrastructure to cater to the complex needs of corporate clients. However, recent interest rate cuts by major central banks are reshaping the financial landscape, leading to a slowdown in transaction banking revenue growth.

Dec 8, 2024 | postandcourier.com | Colin Kerr

Sometimes we all wonder why God doesn’t do certain things. Why doesn’t He stop this pandemic or end that war? Or perhaps even more important to some people, why hasn’t the Big Man up there let the Detroit Lions ever get to a Superbowl? But let’s add a conundrum you probably haven’t sent heavenward: Why hasn’t God trademarked His name yet? Think about it.