Gareth Lodge
Senior Analyst, Payments at Celent
Payments analyst & consultant - ACH, real-time, SEPA, cards, payment hubs and whatever else I find interesting, globally. Natural curiosity, about everything
Articles
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3 days ago |
celent.com | Gareth Lodge
Regular readers will know that Zil & I have done blogs over the years where we relay our payment experiences in different countries. These are as much to highlight that while we may call payments similar things, the experience can be quite different. Often then its the differences that are interesting, rather than any implied criticism. In the last 6 months, I have been lucky enough to travel to (I think!) to more than ten different countries.
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3 days ago |
celent.com | Gareth Lodge
The US Treasury has recently announced that it will cease producing the one cent coin, known as the penny. This has got a lot of press coverage and has been held up as an example of the cost cutting of the current Presidential term. But there are more payment geek facts to it than first meets the eye!Those who have seen me present know I like to occasionally quote Yogi Berra, the US baseball player. One of his quotes, “A nickel ain’t worth a dime anymore”, certainly springs to mind here.
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1 week ago |
celent.com | Gareth Lodge |Ruslan Babikov
Corporate banking IT spending continues to grow strongly as Asian economies (alongside their global peers) try to shake off the economic challenges of the past two years. For product technology investment, 2025 will be the year of client lifecycle management and corporate digital platforms. Banks should invest in these areas to support customer digital journeys and speedy, smart product offerings.
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2 weeks ago |
celent.com | Gareth Lodge
It sometimes feels like going to conferences is a little heralding the start of a season, or something you can set your watch by, as certain conferences occupy the same slot in the calendar every year. Nacha Smarter Faster Payments is one of those - it must be the end of April if I’m here!This year, the event returned to New Orleans after 10 years. Like many cities you return to after a long break, somethings have changed, while others are very familiar.
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1 month ago |
celent.com | Gareth Lodge |Colin Kerr
Corporate Banking IT spending in North America continues to grow strongly. Persistently high interest rates have proved challenging for corporate banking clients, and the product priorities of banks reflect this. For technology investments, 2025 will be the year of AI (perhaps the first of several). However, banks must also invest in data platforms and management to support ambitious AI plans. Bank IT spending continues to accelerate in North America, albeit with some distinct variations.
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As the use cases for direct indexing expand, so, too, will the need for technology capable of robust data gathering > https://t.co/Sq99Fp33fl #directindexing #wealthmanagement https://t.co/qy11f81fGv via @Celent_Research
We summarize the public first quarter presentations by the largest US banks through a digital strategy lens > https://t.co/O6LVsdB2Fy https://t.co/oBP4FMHHIj via @Celent_Research
Andrew Schwartz, analyst in our #Insurance practice, remarks that "the genie is out of the bottle" when it comes to large financial institutions using #AI to manage #risk. https://t.co/nMyEfATEaT via @Celent_Research