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3 weeks ago | 
money.usnews.com | Dawn Papandrea |Erika Giovanetti |Emily Hayes |Gina Freeman
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
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4 weeks ago | 
money.usnews.com | Rebecca Lake |Emily Hayes |Emily Roth
What to Consider When Shopping for Credit Card Refinance Personal LoansIf you're interested in the best debt consolidation loan to pay off credit cards, it helps to know how to compare consolidation loan companies. As you're shopping around for a personal loan to eliminate credit card debt, consider these factors: Minimum loan amount. Maximum loan amount. Minimum and maximum loan repayment terms. Interest rate and APR.
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4 weeks ago | 
money.usnews.com | Dawn Papandrea |Colin Hogan |Emily Hayes
Company OverviewUpgrade offers access to personal loans, Upgrade cards with personal lines of credit, rewards checking, savings and credit monitoring and educational tools. Founded in 2017 in San Francisco, the firm also has offices in Phoenix, Atlanta, Orange County and Montreal. BBB RatingA+year established2017Upgrade Ratings OverviewAffordability Customer Service Upgrade Is Best For: Those who prefer an online lender. People seeking a personal loan of $1,000 to $50,000..
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4 weeks ago | 
money.usnews.com | Mary Beth Eastman |Jessica Merritt |Emily Hayes
Company OverviewLightStream is the online consumer lending division of Truist Bank. Low-interest, fixed-rate loans from $5,000 to $100,000 are available for almost any purpose and are backed by a $100 satisfaction guarantee. Borrowers need to have good to excellent credit and may receive funds as soon as the same day they apply from the website or mobile app.
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1 month ago | 
money.usnews.com | Adriana Ocanas |Emily Hayes |Ray Frager
Dear Clever Credit,I know almost nothing about credit cards. I got the first one that seemed decent after getting a solid job in college – the Capital One QuicksilverOne Cash Rewards Credit Card – and have had it for about three and a half years. Now I have a 758 credit score but am quickly overwhelmed by choice paralysis whenever I look into adding a new credit card.
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Feb 12, 2025 | 
money.usnews.com | Adriana Ocanas |Ray Frager |Emily Hayes
Dear Clever Credit,I just moved into a duplex, but there's no washer or dryer. I've never made a big purchase like this before. I've been wanting to apply for the Wells Fargo Reflect® Card and thought maybe I could put the purchase on that card. Does the Reflect Card come with deferred interest, though? Would it be the best option for such a big purchase? Signed,Clothes CallDear Clothes,The short answer is no, the Wells Fargo Reflect® Card does not have deferred interest.
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Nov 21, 2024 | 
labpulse.com | Nick Paul Taylor |Brian Casey |Emily Hayes
The U.S. Food and Drug Administration (FDA) has revealed that several types of harmful bacteria were found in samples of water used to make batches of Tom's of Maine toothpaste and said the company's response to a May 2024 FDA inspection was inadequate.
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Oct 25, 2024 | 
labpulse.com | Will Morton |Brian Casey |Emily Hayes |Joseph Constance
The American Society for Clinical Laboratory Science (ASCLS) encourages all medical laboratory professionals to take action to secure support for the Medical Laboratory Personnel Shortage Relief Act of 2024. The measure would add medical laboratory professionals to the National Health Service Corps and provide grants to accredited institutions to train more clinical lab staff, according to the bill's sponsor Rep. Deborah Ross (D-NC).
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Sep 11, 2024 | 
money.usnews.com | Bob Haegele |Ray Frager |Emily Hayes
Key Takeaways The Capital One Venture Rewards Credit Card and Capital One Spark Miles for Business cards will no longer offer complimentary airport lounge access. The change takes effect beginning in 2025, and existing cardholders need to use any remaining passes by Dec. 31, 2024. No additional benefit changes have been announced. Savvy travelers usually have one or more travel credit cards for perks, such as elevated reward rates and complimentary airport lounge access.
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Jul 30, 2024 | 
money.usnews.com | Bob Haegele |Ray Frager |Emily Hayes
Key Takeaways Cardholders will no longer be able to use Chase credit cards to pay for BNPL purchases beginning Oct. 10, 2024. Chase is not the first card issuer to ban BNPL payments. Many credit card issuers offer their own buy now, pay later programs through their credit cards. Buy now, pay later services have rapidly grown in popularity, with 9% of consumers using them as of fall 2023. Some consumers may use credit cards to pay for popular BNPL plans such as Klarna, Afterpay and Affirm.
