
Erika Giovanetti
Loans Expert and Reporter at U.S. News and World Report
Consumer Lending Analyst @usnews. I like data and charts. Ask me about mortgage rates. Formerly @FoxBusiness / @LendingTree
Articles
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2 weeks ago |
money.usnews.com | Erika Giovanetti |Whitney Blair Wyckoff
Getty ImagesA mortgage rate lock can protect you from rising costs during the closing process. Key Takeaways Locking in your mortgage rate offers peace of mind that your loan terms won't change while you close on a home, since rates might rise over the course of several days or weeks. You should lock in a mortgage rate once you've gone under contract on your home, as long as you're comfortable with the rate – and monthly payment – offered by your lender.
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3 weeks ago |
money.usnews.com | Erika Giovanetti |Gina Freeman
Getty ImagesOver half of couples plan to take on debt to fund their wedding, even though about two in five initially thought they wouldn’t need to. Marriage celebrates the union of two families into one, but often, newlywed bliss is overshadowed by financial stress left over from a lavish wedding. After months (or years) of planning, the nuptials are finished in the blink of an eye, and wedding bells give way to wedding bills.
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3 weeks ago |
money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Erika Giovanetti
National Average Mortgage Refinance RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
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3 weeks ago |
money.usnews.com | Coryanne Hicks |Erika Giovanetti |Gina Freeman
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
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3 weeks ago |
money.usnews.com | Dawn Papandrea |Erika Giovanetti |Emily Hayes |Gina Freeman
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
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