
Erika Giovanetti
Loans Expert and Reporter at U.S. News and World Report
Consumer Lending Analyst @usnews. I like data and charts. Ask me about mortgage rates. Formerly @FoxBusiness / @LendingTree
Articles
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4 days ago |
money.usnews.com | Kim Porter |Whitney Blair Wyckoff |Erika Giovanetti
National Average Mortgage Refinance RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
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4 days ago |
money.usnews.com | Dawn Papandrea |Erika Giovanetti |Emily Hayes |Gina Freeman
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016. Use is subject to Terms of UseView today's mortgage rates for a wide variety of products and find the best rates for your needs.
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4 days ago |
money.usnews.com | E. Napoletano |Whitney Blair Wyckoff |Erika Giovanetti
National Average Mortgage RatesRates data is based on a borrower with good credit, a conforming loan amount (at least $200,000 but less than the national conforming loan amount), and a loan-to-value ratio of less than 80% (For purchase loans, this corresponds to a down payment of 20% or more). © Zillow, Inc., 2006-2016.
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1 week ago |
money.usnews.com | Kim Porter |Ali Cybulski |Erika Giovanetti
What Are Peer-to-Peer Loans? A peer-to-peer loan is usually an unsecured personal loan funded by institutional investors and obtained through an online platform. P2P lenders may work with consumers or small businesses. Some well-known marketplaces include Prosper and Funding Circle. Like traditional lenders, P2P lenders may consider factors such as your debt-to-income ratio and credit score for loan approval.
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2 weeks ago |
usnews.com | Erika Giovanetti
Washington, D.C. – U.S. News & World Report, the global authority in rankings and consumer advice, today unveiled the 2025-2026 Best Places to Live in the U.S., ranking major U.S. cities based on value, desirability, job market and quality of life. This year, U.S. News expanded its data to evaluate more than 850 cities (up from 150 in previous years), publishing the top 250 as the year’s best places to live.
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RT @Experian: Start 2025 off right! Join our #creditchat at 3 p.m. ET here on X about setting SMART financial goals, practical steps to kic…

RT @moneyradio1510: @markasher32 gets the latest on mortgage rates from @erikaxgio of @usnews #loans #mortgages #mortgagerates #rates http…

There you have it, folks: 50 basis points. Looks like the #FOMC is acting aggressively in the face of a weakening economy – but I'm sure some people will claim that they opted for a half-point cut for political reasons, right?

54% of recent homebuyers believe the Fed is "politically motivated" to cut rates ahead of the November election, according to a new survey from @usnews But respondents believe other common misconceptions about our favorite scapegoat, the Federal Reserve👇https://t.co/Zqr3YABZUz