Erika Giovanetti

1 day ago | money.usnews.com | Erika Giovanetti |Gina Freeman

Key Takeaways For the fall school term, you should apply for private student loans between May and July. Give yourself about two months for processing ahead of tuition payment deadlines, which are typically in August. The application process for private student loans is different from that of federal student loans. Private student loans don't have strict application or disbursement deadlines, and lenders will conduct a hard credit check.

2 weeks ago | money.usnews.com | Erika Giovanetti |Gina Freeman

Getty ImagesMortgage rates typically decline during a recession, but that may not be enough to lure homebuyers back into the market. Key Takeaways Mortgage rates usually drop in a recession, but by exactly how much depends on the circumstances of the economic downturn. Although interest rates on mortgages may trend lower in a recession, lending standards become tighter – making it more difficult to qualify for a mortgage. Historically, recessions don't always mean that home prices will crash.

1 month ago | money.usnews.com | Ben Luthi |Erika Giovanetti |Ali Cybulski

Best Student Loans for Graduate School Lender View DisclosureLearn More Sallie Mae 4.6Fixed APR 3.49% to 15.49% with autopayVariable APR 4.54% to 14.71% with autopayMax. Loan Amount No maximumMin. Credit Score Mid 600s Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.35% to 17.99% with autopayVariable APR 4.44% to 17.99% with autopayMax. Loan Amount Not disclosedMin.

1 month ago | money.usnews.com | Louis DeNicola |Gina Freeman |Erika Giovanetti

Lender View DisclosureLearn More Sallie Mae 4.6Fixed APR 3.49% to 15.49% with autopayVariable APR 4.54% to 14.71% with autopayMax. Loan Amount No maximumMin. Credit Score Mid 600s Apply Now Lender View DisclosureLearn More College Ave4.7Fixed APR 3.35% to 17.99% with autopayVariable APR 4.44% to 17.99% with autopayMax. Loan Amount Not disclosedMin.

1 month ago | money.usnews.com | Bob Musinski |Emily Roth |Erika Giovanetti

DisclaimerReady to find a student loan? Compare rates from private lenders to find the right student loan for you!Check My RatesPowered by Credible Disclaimer Lender View DisclosureLearn More College Ave4.4Fixed APR 6.99% to 13.99% with autopayVariable APR 6.99% to 13.99% with autopayMax. Loan Amount $500,000Min. Credit Score Mid 600s Read Review Lender View DisclosureLearn More SoFi®4.6Fixed APR 4.49% to 9.99% with all discountsVariable APR 5.99% to 9.99% with all discountsMax.