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4 weeks ago | 
money.usnews.com | Jennifer Calonia |Emily Roth |Erika Giovanetti
Can You Get a Personal Loan With Good Credit? Good credit makes loan approval more likely but doesn't guarantee it. You should have no problem meeting the minimum credit score requirement, but you'll still need to satisfy other criteria, including annual income and debt-to-income ratio. Your debt-to-income, or DTI, ratio is a percentage that tells lenders how much you spend on debt each month compared with how much you earn.
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4 weeks ago | 
money.usnews.com | Rebecca Lake |Emily Hayes |Emily Roth
What to Consider When Shopping for Credit Card Refinance Personal LoansIf you're interested in the best debt consolidation loan to pay off credit cards, it helps to know how to compare consolidation loan companies. As you're shopping around for a personal loan to eliminate credit card debt, consider these factors: Minimum loan amount. Maximum loan amount. Minimum and maximum loan repayment terms. Interest rate and APR.
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4 weeks ago | 
money.usnews.com | Dawn Papandrea |Emily Roth |Ray Frager
Key Takeaways The JetBlue Premier credit card features premium benefits like lounge access, travel credits and priority boarding. The card's $499 annual fee may be hard to justify for most, but it could be worth it for select travelers. Other premium travel cards may offer more value and flexibility, but the JetBlue Premier card may become more valuable once you can take advantage of the airline's lounges.
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1 month ago | 
usnews.com | Emily Roth |Ray Frager
With the rise of online-only banks and apps that allow money transfers in just a few seconds from a smartphone, consumers no longer have to rely on ATMs or a bank teller to handle their paper checks. Customers can now upload an image of their check using a mobile app in order to deposit their money. Where Can I Cash a Check? Your step-by-step guide to cashing a check near you. Mobile deposits are convenient for consumers and financial institutions alike.
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2 months ago | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Credit cards with 5% cash back let you earn elevated rewards in certain categories, but there's no card that earns 5% on all purchases. Many 5% cash back cards come with rotating categories that require activation or have spending and earning caps. Maximizing a 5% cash back card usually requires a certain amount of legwork. If that's not what you're looking for, consider choosing a flat-rate card.
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2 months ago | 
money.usnews.com | Bob Musinski |Emily Roth |Erika Giovanetti
DisclaimerReady to find a student loan? Compare rates from private lenders to find the right student loan for you!Check My RatesPowered by Credible Disclaimer Lender View DisclosureLearn More College Ave4.4Fixed APR 6.99% to 13.99% with autopayVariable APR 6.99% to 13.99% with autopayMax. Loan Amount $500,000Min. Credit Score Mid 600s Read Review Lender View DisclosureLearn More SoFi®4.6Fixed APR 4.49% to 9.99% with all discountsVariable APR 5.99% to 9.99% with all discountsMax.
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2 months ago | 
money.usnews.com | Antonio Ruiz-Camacho |Emily Roth |Ray Frager
Key Takeaways As of February, AmEx Platinum and Delta SkyMiles Reserve cardholders no longer have unlimited access to Delta Sky Club lounges. Instead, SkyMiles Reserve cardholders are allowed 15 Delta Sky Club visits per year while AmEx Platinum cardholders are allowed 10. If you want unlimited access to Delta's lounge network, the easiest way is to buy a Delta Sky Club membership, which starts at $695 per year.
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2 months ago | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Personal Loan Rating4.3Affordability 4.7 out of 5Customer Service 4.4 out of 5Eligibility 3.9 out of 5 People who are Navy Federal Credit Union members People who need funding on the low or high end of the personal lending spectrum People who need funding as they start their military careersMembers of Navy Federal Credit Union who are at least 18 years old could be eligible for a personal loan.
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Mar 25, 2025 | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Key Takeaways Baggage delay insurance usually covers the purchase of essentials, like toiletries or clothing, if your bags get delayed for over six hours. Baggage loss insurance will cover the replacement cost of your bags if they get lost, up to a certain amount. Many credit cards offer both types of baggage insurance, but others may offer just one. A dream vacation can quickly turn into a nightmare scenario if your bags get lost, or at least delayed, when you arrive at your destination.
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Mar 21, 2025 | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Key Takeaways There are several Citi cards that earn ThankYou® points. If you have more than one of those cards, all your points are pooled in a single ThankYou® account. But not all the Citi cards that earn ThankYou® points allow transfers – and certain cards offer higher transfer ratios than others. While Citi ThankYou® Rewards only feature one domestic airline partner, you can book affordable domestic award flights through some of international airline partners.
