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2 weeks ago | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Credit cards with 5% cash back let you earn elevated rewards in certain categories, but there's no card that earns 5% on all purchases. Many 5% cash back cards come with rotating categories that require activation or have spending and earning caps. Maximizing a 5% cash back card usually requires a certain amount of legwork. If that's not what you're looking for, consider choosing a flat-rate card.
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2 weeks ago | 
money.usnews.com | Bob Musinski |Emily Roth |Erika Giovanetti
DisclaimerReady to find a student loan? Compare rates from private lenders to find the right student loan for you!Check My RatesPowered by Credible Disclaimer Lender View DisclosureLearn More College Ave4.4Fixed APR 6.99% to 13.99% with autopayVariable APR 6.99% to 13.99% with autopayMax. Loan Amount $500,000Min. Credit Score Mid 600s Read Review Lender View DisclosureLearn More SoFi®4.6Fixed APR 4.49% to 9.99% with all discountsVariable APR 5.99% to 9.99% with all discountsMax.
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2 weeks ago | 
money.usnews.com | Antonio Ruiz-Camacho |Emily Roth |Ray Frager
Key Takeaways As of February, AmEx Platinum and Delta SkyMiles Reserve cardholders no longer have unlimited access to Delta Sky Club lounges. Instead, SkyMiles Reserve cardholders are allowed 15 Delta Sky Club visits per year while AmEx Platinum cardholders are allowed 10. If you want unlimited access to Delta's lounge network, the easiest way is to buy a Delta Sky Club membership, which starts at $695 per year.
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3 weeks ago | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Personal Loan Rating4.3Affordability 4.7 out of 5Customer Service 4.4 out of 5Eligibility 3.9 out of 5 People who are Navy Federal Credit Union members People who need funding on the low or high end of the personal lending spectrum People who need funding as they start their military careersMembers of Navy Federal Credit Union who are at least 18 years old could be eligible for a personal loan.
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4 weeks ago | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Key Takeaways Baggage delay insurance usually covers the purchase of essentials, like toiletries or clothing, if your bags get delayed for over six hours. Baggage loss insurance will cover the replacement cost of your bags if they get lost, up to a certain amount. Many credit cards offer both types of baggage insurance, but others may offer just one. A dream vacation can quickly turn into a nightmare scenario if your bags get lost, or at least delayed, when you arrive at your destination.
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1 month ago | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Key Takeaways There are several Citi cards that earn ThankYou® points. If you have more than one of those cards, all your points are pooled in a single ThankYou® account. But not all the Citi cards that earn ThankYou® points allow transfers – and certain cards offer higher transfer ratios than others. While Citi ThankYou® Rewards only feature one domestic airline partner, you can book affordable domestic award flights through some of international airline partners.
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1 month ago | 
money.usnews.com | Antonio Ruiz-Camacho |Ray Frager |Emily Roth
Key Takeaways The new U.S. Bank Shield™ Visa® Card has one of the longest no-interest promotional periods available. The card offers cash back on travel purchases and charges no annual fee. But the new card lacks rewards in everyday categories or a sign-up bonus. If you're shopping for a credit card with a long zero-interest promotional period to cover a large purchase or pay down or consolidate credit card debt, you're in luck.
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1 month ago | 
money.usnews.com | Adriana Ocanas |Ray Frager |Emily Roth
Key Takeaways Games and consoles are super expensive (duh). So when choosing your next card, keep rewards categories and sign-up bonuses in mind to maximize your rewards. PlayStation and Xbox have their own credit cards for hardcore loyalists. But if you want something simple and that you can use all the time, a flat-rate cash back card might be best.
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1 month ago | 
money.usnews.com | Jerry Brown |Ray Frager |Emily Roth
A few third-party payment services allow you to pay your mortgage with a credit card for a fee. You can also pay your mortgage with a cash advance, but this method comes with high fees. Paying your mortgage with a credit card is only worth it if the rewards you receive in points or cash back outweigh fees and interest charges. Paying your mortgage with a credit card requires a few extra steps.
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1 month ago | 
money.usnews.com | Melanie Pincus |Ray Frager |Emily Roth
Before paying a utility bill with a credit card, consider any fees and potential credit card interest charges. Consumers struggling to pay utility bills should get in touch with their utility companies. Consumers looking to earn credit card rewards from their utility payments should be sure the rewards outweigh any fees and interest. When you pay an electricity bill with a credit card, your utility company could charge a small convenience fee.
