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Sep 16, 2024 | 
cuinsight.com | Randall Smith |Lauren Culp |Gigi Hyland |Julie Ferguson
Thank you for tuning in to episode 194 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by Velera, formerly PSCU/Co-op Solutions, the nation’s premier payments credit union service organization and an integrated financial technology solutions provider.
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Sep 11, 2024 | 
cuinsight.com | Gigi Hyland
I love to look through old photos of people—studying the faces and wondering about their lives, their struggles, their joys. One of the photos that inspires me most about credit unions is this early 1900s photo of Amoskeag Manufacturing Mills workers in Manchester, NH. The faces of these people—many who were French-Canadian immigrants—coming to work in the cotton cloth making mills, hoping, with courage, grit, and a lot of heart, for a better life for their themselves and their families.
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Jul 26, 2024 | 
cuinsight.com | Gigi Hyland
In 1798, English poet Samuel Taylor Coleridge penned “The Rime of the Ancient Mariner”, an epic poem perhaps known best for the famous quote, “Water, water everywhere, nor any drop to drink.”The meaning is that despite being surrounded by something, you cannot benefit from it.
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May 20, 2024 | 
cuinsight.com | Gigi Hyland
Amidst the towering heights of the Colorado Rockies, attendees at the CU FinHealth™24 Conference started their conference journey with a very clear wake up call. “How have credit unions changed? Are we looking inward, or only outward, to address individuals’ financial challenges today?” asked keynote speaker Brenton Peck, Director of Financial Services Solutions for the Financial Health Network.
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Feb 16, 2024 | 
cuinsight.com | Jim Nussle |Gigi Hyland |Lorraine Ranalli |Linda Lafortune
The attacks on legitimate financial services that many Americans rely on to make ends meet aren’t going away. As policymakers consider misguided proposals and rules under the guise of consumer protection, we need you to help set the record straight. Programs such as overdraft protection are seen as a financial lifeline should things get tight for everyday Americans across the country.
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Feb 16, 2024 | 
cuinsight.com | Stephanie Schwenn Sebring |Jim Nussle |Gigi Hyland
Creating a corporate culture that mirrors your mission and values is crucial to credit unions—and indeed, any employer—today.Employee resource groups are emerging as pivotal platforms for fostering diversity, inclusivity and employee engagement. The Great Place to Work Institute describes ERGs as “voluntary, employee-led groups whose aim is to foster a diverse, inclusive workplace aligned with the organizations they serve.” When implemented strategically, they can become much more than that.
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Feb 16, 2024 | 
cuinsight.com | Chip Filson |Jim Nussle |Gigi Hyland |Lorraine Ranalli
“Democracy Dies in Darkness.”That is the official slogan of The Washington Post, adopted in 2017. The slogan was introduced on the newspaper’s website on February 22, 2017. The phrase was popularized by investigative journalist Bob Woodward, who used it in a 2007 piece criticizing government secrecy.
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Feb 16, 2024 | 
cuinsight.com | Myles Udland |Jim Nussle |Gigi Hyland |Lorraine Ranalli
US consumers raised their optimism about the US economy for the third straight month in February to cap a week that offered investors a complicated picture.
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Feb 16, 2024 | 
cuinsight.com | Steve Cocheo |Jim Nussle |Gigi Hyland |Lorraine Ranalli
Credit score “migration” isn’t a new phenomenon. Scores for individual consumers rise and fall by definition. If someone gets behind on a loan, that counts against their score. If they apply for a lot of credit cards, that’s a hit, too. Keeping current on an account helps keep the score up. The credit score system has been a basic of consumer credit for decades now, and the age of mobile phone apps for tracking scores has only heightened consumers’ own attention to these numbers.
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Feb 16, 2024 | 
cuinsight.com | Lorraine Ranalli |Bo McDonald |Jim Nussle |Gigi Hyland
Loan demand was strong last year. Deposits were elusive. But that’s not news to you. That was the overall story for most credit unions in 2023. For more than 10 years, we have collected and compiled quarterly call report data from our clients to look for trends and anticipate strategic shifts needed to remain competitive. Reviewing the data for last year, I’m not sure I could be more proud of what they’ve accomplished for their credit unions and their members. 1.
