Gillian Hepburn

1 week ago | moneymarketing.co.uk | Charles Younes |Darius McQuaid |Gillian Hepburn |Michelle Hoskin

Cash is not usually part of the asset allocation mix for long-term investors willing to take on a fair amount of investment risk. Volatility is usually baked in to long-term investment assumptions, and long-term investors should expect to encounter some periods when equities or bonds, and sometimes both, fall in value. The long-term cost of missed equity returns is usually sufficient for cash to remain an unused option in the asset allocators toolkit.

1 week ago | moneymarketing.co.uk | Gillian Hepburn |Tom Browne |Kimberley Dondo |Darius McQuaid

Following the implementation of Consumer Duty, the price and value outcome has been identified as the most challenging for advisers. While price should be relatively easy to assess, the value of any product or service is always difficult to define – and advice is no different and perhaps more challenging as it’s an intangible. However, the results of the most recent Schroder adviser survey offer up some useful insights into the value of advice.

Mar 17, 2025 | moneymarketing.co.uk | Brian Byrnes |Darius McQuaid |Gillian Hepburn

Good morning and welcome to your Morning Briefing for Monday 17 March 2025. To get this in your inbox every morning click here. Chancellor to meet regulators to reduce red tape and boost growthA group of regulators have been summoned by chancellor Rachel Reeves to Downing Street today (17 March) to discuss a plan to cut red tape as part of the plan to kickstart economic growth. This plan also pledges to cut the administrative cost of regulation on business by a quarter.

Mar 12, 2025 | moneymarketing.co.uk | Dan Cooper |Gillian Hepburn |Momodou Musa Touray |Russell Lancaster

The Personal Finance Society (PFS) has published new guidance that consolidates Consumer Duty resources to support firms and personal finance professionals with evidencing compliance. Noting the current regulatory environment is “characterised by heightened scrutiny and challenge”, the guidance recommends technological solutions to enhance accessibility and improve service delivery.

Mar 12, 2025 | moneymarketing.co.uk | Kimberley Dondo |Gillian Hepburn

View more on these topicsAdvisers Podcast With tax year-end fast approaching, what key planning opportunities should advisers focus on? In this episode of In Conversation With…, host Kimberley Dondo is joined by Mark Devlin, Senior Technical Manager at M&G Wealth, to explore the latest tax and pension changes from the Autumn Budget, the growing role of insurance bonds, and the top strategies advisers should consider before the deadline.